Yes, you may. Please contact your bankruptcy attorney and request a release form allowing the mortgage company to discuss your loan with you. Since you are in an active bankruptcy, the bankruptcy code protects you from being contacted by any creditors. This protection limits the contact between the debtor and creditor, but allows for mediation […]
Can I Get A Loan Modification While In A Chapter 13 Bankruptcy?
As discussed in a previous blog post, it is taking mortgage companies an extraordinary period of time to foreclose on properties these days. Unfortunately, the delay in the foreclose process seems to be a “double-edged sword” depending on the homeowners’ goals. In some cases, it is a benefit to the homeowners, since they may be […]
This is a question that many people are asking these days, why is it taking the mortgage companies so long to foreclose? As bankruptcy lawyers we deal a lot with people who are trying to save their homes as they enter the foreclosure process. So knowing how long it takes until a home enters into […]
Once you default on a payment to a creditor, they then have their legal rights to pursue means of collection from you. When you have something secured, such as a house or a car, if you ignore their repeated attempts of collection, the creditor can simply come and take back what was theirs in the […]
There is no doubt about it, bankruptcy will (at least for the short term) have an effect on your everyday life where finances are concerned – from your living situation, the way your bills are paid, how you can get credit and so on and so forth; but does it also effect being able to […]