This is a general and approximate timeline. Each and every case will be different depending upon your individual situation. Some cases may take less time and others may take more time. To get a more definitive timeline, review the contract you sign with an attorney at Duncan Law at the time of your free initial consultation.
Free Initial Consultation
Come in for a Free Initial Consultation
Sign a contract with an attorney at Duncan Law
Develop an Easy Payment Plan with an attorney at Duncan Law
14 Days After Free Initial Consultation – You Submit Paperwork and Complete Credit Counseling
Submit paperwork to Duncan Law
Complete the mandatory court approved Credit Counseling course and provide the control number or affidavit to Duncan Law
21 Days After Free Initial Consultation – We Finalize Your Paperwork
Our office prepares your paperwork and works with you to answer any additional questions
Schedule signing appointment with an attorney at Duncan Law
22 Days After Free Initial Consultation – Bankruptcy Signing Appointment
Signing appointment with an attorney at Duncan Law
23 Days After Free Initial Consultation – Bankruptcy Filing
Duncan Law files bankruptcy with the Court
You make payments as outlined in your Chapter 13 Plan to the Trustee
You make direct payments as outlined in Chapter 13 Plan, for example, homeowners association dues, property taxes not escrowed in your mortgage payments, etc.
24 Days After Free Initial Consultation – Complete Financial Management Course
After the filing of your bankruptcy, you are required to complete a Financial Management course and provide a control number or affidavit to Duncan Law
33 Days After Initial Consultation – First Payment Sent to the Chapter 13 Trustee
First payment should be mailed to the Chapter 13 Trustee
53 Days After Free Initial Consultation – Attend Creditors’ Meeting
Attend Creditors Meeting with an attorney at Duncan Law. Your second payment to the Chapter 13 Trustee is due.
3-5 Years After Filing for Bankruptcy – Bankruptcy Completed
Receive a Discharge and Final Decree from the Court
