Are you afraid you will lose your home to foreclosure or your car to repossession? Are you wondering how you will pay all the bills this month, next month? Then you have those endless calls from harassing creditors. You’ve told them you cannot pay this month, so when will they stop calling? These are just a few of the reasons that you may be considering bankruptcy.
At Duncan Law, PLLC, a law firm with bankruptcy lawyers in Charlotte, NC, we help clients with these problems every day. We serve clients in Charlotte, Matthews, Weddington, Waxhaw, Concord, Gastonia and the surrounding areas around Mecklenburg County.

Duncan Law is a family run bankruptcy law firm. We hope you allow our family to help your family. We have bankruptcy lawyers in Charlotte, NC and we also have Greensboro, NC bankruptcy lawyers and Winston-Salem, NC bankruptcy lawyers.
Today is the day you can begin your fresh financial start. Using the federal bankruptcy laws, our Charlotte, NC bankruptcy law office can guide you through a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. With either of these bankruptcy options, you can come out of bankruptcy with the fresh financial start you’ve been hoping for.
Is Bankruptcy for Me?
Most people who are going through a financial crisis are candidates for either Chapter 7 bankruptcy or Chapter 13 bankruptcy. At your free bankruptcy consultation, bankruptcy lawyer Terry Duncan will discuss your options in detail including whether bankruptcy is right for you. Generally, when you file a Chapter 7 bankruptcy in Charlotte, NC, you are able to eliminate your unsecured debts – credit cards, medical bills, and personal loans. When you file a Chapter 13 bankruptcy in our Charlotte, NC office, you repay a portion of your unsecured debts back to your creditors and at the end of the bankruptcy, most, if not all, of your remaining unsecured debt is wiped out.
How Does Bankruptcy Work?
When you contact our bankruptcy lawyers in Charlotte NC, we will schedule a free bankruptcy consultation for you. After you meet with Terry Duncan to discuss your financial situation, you will complete the paperwork, pay the fees using our easy payment plan, meet with Terry to sign your final bankruptcy paperwork and then your Chapter 7 or Chapter 13 bankruptcy will be filed with the court. If you file Chapter 7 bankruptcy with our Charlotte office, your bankruptcy will usually last between four to six months. If you file Chapter 13 bankruptcy with our Charlotte office, your bankruptcy will last three to five years. Our experienced bankruptcy lawyer, Terry Duncan, will guide you through the entire process and ease your mind so that you can begin your new financial life.
I’m Ready for My Fresh Financial Start. How Do I Get Started?
You can contact a member of the Duncan Law bankruptcy team right now. When you contact our office in Charlotte, NC for your free initial bankruptcy consultation, we will set up an appointment for you to meet with Terry Duncan to discuss your situation. There are two easy ways to contact our office: you can call us at 704-563-1224 or submit a contact form and receive a quick response from a member of the Duncan Law team. We are located at 4801 E. Independence Blvd., Suite 1100 in Charlotte, NC 28212.





