Duncan Law Blog

Bankruptcy Insights & Resources

Practical guidance on Chapter 7, Chapter 13, foreclosure defense, and debt relief for North Carolina families.

Bankruptcy Basics

What Types of Debts Cannot Be Wiped Out in Bankruptcy?

http://www.youtube.com/watch?v=3YNFiDhTBAw . Whether filing for a Chapter 7 bankruptcy or Chapter 13 bankruptcy, there are certain debts that you may not discharge when filing your petition.  These debts include the following: Federal taxes and state taxes are typically not wiped out in bankruptcy. Any type of lien issued by the government is not eligible to … Read more

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Workers' Compensation

Do All Employers Need to Provide Workers' Compensation Insurance?

In short, it depends. According to North Carolina General Statute §§ 97-2(1), 97-2(3), 97-93 an employer must carry workers’ compensation insurance if: Three or more employees regularly employed in the same business or establishment, or One or more employees employed in activities which involve the use or presence of radiation, or If providing agriculture or domestic services, 10 … Read more

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Workers' Compensation

How Are Workers' Compensation Benefits Determined?

http://www.youtube.com/watch?v=Usrhdp2vVLI . Workers’s compensation benefits are determined by a variety of factors.  One of the first questions is whether the injured worker is able to return to their job?  When a worker is injured on the job they are sent to a physician to determine the extent of their injury.  The physician may allow the … Read more

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