According to the North Carolina General Statutes, occupational diseases covered by workers’ compensation are diseases caused by conditions that are characteristic with a particular trade or occupation, but excluding ordinary diseases of life to which the general public is equally exposed outside of the employment.  For example, if a worker, whose job was a paint [...]

A Form 19 is the Employer’s Report of Employee’s Injury or Occupational Disease to the Industrial Commission. This form is to be filed out by the employer and sent to the North Carolina Industrial Commission. A copy of this completed form must also be provided to the injured employee, along with a blank copy of [...]

Of course!  The court does not expect everyone who files bankruptcy to be down, out, and unemployed.  That’s just not how life works; our clients are good hard working people who have simply fallen on hard times. You may have a job and file a bankruptcy and in most cases unless you have signed something [...]

A Form 25C in Workers’ Compensation is an Authorization for Rehabilitation Professional to Obtain Medical Records of Current Treatment.  When you have been injured on a job and you have started your Workers’ Compensation case, you will be assigned to a physician picked by the insurance company representing the company in which you work(ed) for.  [...]

North Carolina Industrial Commission Form 23 is the Application to Reinstate Payment of Disability Compensation. The NCIC requires this form to be used when payment from the employer to the employee in a workers’ compensation case has stopped, and the employee wants to reestablish a payment schedule with their employer. The form has two sections; [...]

A Form 28 in a workers’ compensation case is a Return to Work Form.  This form is usually completed by your employer or their workers’ compensation insurance company and states that under the Workers’ Compensation Act, an employee can return to work.  What it means is that you as the employee have reached your maximum level of [...]

A Form 26, according to the North Carolina Industrial Commission, is a Supplemental Agreement as to Payment of Compensation (G.S. §97-82).  After you have been receiving your compensation for workers’ compensation, you and your employer can still reach an agreement in regards to supplemental compensation under the article.  Typically a Form 26 is filed only [...]

When you are having trouble making your house payments, there are options that might work well for you. One of these options is a loan modification. This is when the bank changes your loan so that you have a lower, more affordable monthly payment. Many people who try to obtain a loan modification have been [...]

Yes, the insurance company can provide you with transportation to receive medical care that is approved by the insurance company or the North Carolina Industrial Commission. Usually you must provide your own transportation, but the insurance company will reimburse you the expenses.  However, if your injury makes it difficult to drive to and from your [...]

The saying, “The early bird gets the worm” is not always the best advice to take.  For example, if you have already consulted with your bankruptcy attorney and decided that once you file your bankruptcy you will be surrendering your vehicle, giving it up voluntarily before the bankruptcy is filed is not the best decision.  [...]