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Liquidation Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 wipes out most unsecured debt — medical bills, credit cards, personal loans — in 4–6 months. These videos cover who qualifies, what you keep, and what to expect from filing to discharge.

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What is a Chapter 7 Bankruptcy?

What is a Chapter 7 Bankruptcy?

Timeline for Chapter 7 Bankruptcy

Timeline for Chapter 7 Bankruptcy

Can I Keep Using A Credit Card Before Filing Bankruptcy?

Can I Keep Using A Credit Card Before Filing Bankruptcy?

Will I Lose My Property If I File A Chapter 7 Bankruptcy?

Will I Lose My Property If I File A Chapter 7 Bankruptcy?

What Debts Cannot Be Wiped Out In Bankruptcy?

What Debts Cannot Be Wiped Out In Bankruptcy?

What is Considered Income for Purposes of the Means Test?

What is Considered Income for Purposes of the Means Test?

Repayment Plan Bankruptcy

Chapter 13 Bankruptcy

Chapter 13 lets you catch up on mortgage arrears, strip a second mortgage, and reorganize debt into a 3–5 year plan — all while keeping your property. These videos explain how it works.

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Converting from a Chapter 13 Bankruptcy to Chapter 7

Converting from a Chapter 13 Bankruptcy to Chapter 7

What Is A Cramdown in Bankruptcy?

What Is A Cramdown in Bankruptcy?

How a Chapter 13 Can Wipe Out A Home Equity Line of Credit

How a Chapter 13 Can Wipe Out A Home Equity Line of Credit

How Are My Creditors Paid in a Chapter 13 Bankruptcy?

How Are My Creditors Paid in a Chapter 13 Bankruptcy?

Can My Chapter 13 Bankruptcy Payment Change?

Can My Chapter 13 Bankruptcy Payment Change?

Can I Eliminate A Second or Third Mortgage by Filing Bankruptcy?

Can I Eliminate A Second or Third Mortgage by Filing Bankruptcy?

Step by Step

The Bankruptcy Process

Wondering what actually happens after you file? These videos walk through the key steps — the trustee, the 341 meeting, required courses, and what a closed case actually looks like.

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Who is the Bankruptcy Trustee?

Who is the Bankruptcy Trustee?

Do You Have to Go to Court for Bankruptcy?

Do You Have to Go to Court for Bankruptcy?

What Should I Wear to My Bankruptcy Creditors' Meeting?

What Should I Wear to My Bankruptcy Creditors' Meeting?

What is a Reaffirmation Agreement?

What is a Reaffirmation Agreement?

When Do I Take the Financial Management Course?

When Do I Take the Financial Management Course?

Can I Amend Or Change My Bankruptcy After Filing?

Can I Amend Or Change My Bankruptcy After Filing?

What You Keep

Protecting Your Property & Assets

One of the biggest fears people have is losing everything. These videos explain what's protected by NC exemptions, what isn't, and how bankruptcy handles specific assets.

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Can I Keep My Property If I File Bankruptcy?

Can I Keep My Property If I File Bankruptcy?

Will I Lose My Retirement Accounts if I File for Bankruptcy?

Will I Lose My Retirement Accounts if I File for Bankruptcy?

Is Life Insurance Protected in Bankruptcy?

Is Life Insurance Protected in Bankruptcy?

Can I Still File Bankruptcy If I Have A Trust Fund?

Can I Still File Bankruptcy If I Have A Trust Fund?

What Happens to My Bank Accounts in Bankruptcy?

What Happens to My Bank Accounts in Bankruptcy?

Do I Have to Pay Taxes On Debts Wiped Out in Bankruptcy?

Do I Have to Pay Taxes On Debts Wiped Out in Bankruptcy?

Stopping the Calls & Lawsuits

Creditors, Lawsuits & Wage Garnishment

The automatic stay that takes effect the moment you file stops most collection actions cold. These videos explain what changes immediately — and what you can do before you file.

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Can My Wages Be Garnished in North Carolina?

Can My Wages Be Garnished in North Carolina?

Can Payday Loans Be Wiped Out in Bankruptcy?

Can Payday Loans Be Wiped Out in Bankruptcy?

What is the Fair Debt Collection Practices Act (FDCPA)?

What is the Fair Debt Collection Practices Act (FDCPA)?

What Should I Do If Creditors Keep Calling After Filing Bankruptcy?

What Should I Do If Creditors Keep Calling After Filing Bankruptcy?

Will Filing Bankruptcy Stop Creditor Harassment?

Will Filing Bankruptcy Stop Creditor Harassment?

Am I Required to Answer Creditor Phone Calls?

Am I Required to Answer Creditor Phone Calls?

Saving Your Home

Foreclosure & Your Mortgage

If you're behind on your mortgage or facing foreclosure, bankruptcy can often stop it — sometimes permanently. These videos explain your options when your home is on the line.

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Will Filing Bankruptcy Stop the Foreclosure of My Home?

Will Filing Bankruptcy Stop the Foreclosure of My Home?

What Happens To My House If I File Bankruptcy?

What Happens To My House If I File Bankruptcy?

Can A Second Mortgage Company Foreclose On My House?

Can A Second Mortgage Company Foreclose On My House?

Does Filing for Bankruptcy Lower My House or Car Payments?

Does Filing for Bankruptcy Lower My House or Car Payments?

Do I Have to Keep Making Mortgage Payments in Bankruptcy?

Do I Have to Keep Making Mortgage Payments in Bankruptcy?

Can You Sell Your House While in Bankruptcy?

Can You Sell Your House While in Bankruptcy?

Credit Score & Recovery

Credit Score & Rebuilding After Bankruptcy

Yes, bankruptcy affects your credit — but for most people in serious debt, it's the fastest road back to a healthy score. These videos walk through the step-by-step rebuilding process.

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How Much Will Bankruptcy Hurt My Credit Score?

How Much Will Bankruptcy Hurt My Credit Score?

What's Better On Your Credit Report — Chapter 7 or Chapter 13?

What's Better On Your Credit Report — Chapter 7 or Chapter 13?

Rebuilding Credit After Bankruptcy — Step 1: Pull Your Credit Reports

Rebuilding Credit After Bankruptcy — Step 1: Pull Your Credit Reports

Step 2: Get A Secured Credit Card

Step 2: Get A Secured Credit Card

Step 3: Upgrade to an Unsecured Card

Step 3: Upgrade to an Unsecured Card

Step 4: Pay Your Bills on Time

Step 4: Pay Your Bills on Time

Fresh Start

Life During & After Bankruptcy

Life doesn't pause while your case is open. These videos cover practical questions about renting, banking, employment, and getting on with life after your discharge.

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Can I Get A New Apartment Lease During Bankruptcy?

Can I Get A New Apartment Lease During Bankruptcy?

Can I Open A Bank Account After Filing Bankruptcy?

Can I Open A Bank Account After Filing Bankruptcy?

Can My Employer Fire Me For Filing Bankruptcy?

Can My Employer Fire Me For Filing Bankruptcy?

How Can Someone Find Out If I Filed Bankruptcy?

How Can Someone Find Out If I Filed Bankruptcy?

Can I Get Financing on a House After Filing Bankruptcy?

Can I Get Financing on a House After Filing Bankruptcy?

How Do I Buy A Vehicle After Filing Bankruptcy?

How Do I Buy A Vehicle After Filing Bankruptcy?

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