Losing someone you love is hard. Worrying about their bankruptcy case on top of that grief can feel like too much. Maybe you are sick, getting older, or just planning ahead. You might wonder what would happen to your case if you passed away before it ended. This is a fair question. The good news … Read more
Are you afraid that filing for bankruptcy will close the door on going back to school? Maybe you want to finish a degree, learn a new trade, or help your child pay for college. You may worry that bankruptcy has ruined your chance at financial aid. Take a deep breath. For most people, that fear … Read more
When you file for bankruptcy, you are required under penalty of perjury to disclose all assets, all income, and all financial transactions from the previous years. That includes gambling. Whether you won money at a casino, received poker winnings, or profited from sports betting, those amounts must be reported — no matter how small or … Read more
If the phone keeps ringing and the letters keep coming, you may be thinking about telling your creditors that you plan to file bankruptcy. That is a fair question, and a lot of people in North Carolina wonder the same thing. You want the calls to stop. You want some peace. This post explains when … Read more
You are in the middle of a Chapter 13 bankruptcy. You have been making your plan payments every month. Then life happens. Your car breaks down. A medical bill shows up. Your roof starts to leak. You remember you have money sitting in your 401(k). So you wonder: can I borrow some of it to … Read more
Moving while you are in the middle of a bankruptcy case happens more often than you might think. Maybe you found a cheaper place to live. Maybe you got a new job in another city. Maybe your family is growing and you need more room. Whatever the reason, you may be worried that moving will … Read more
The short answer is yes. However, there is a bit of a process behind purchasing a vehicle in a Chapter 13. First, your budget needs to be reviewed. This requires your bankruptcy attorney to review your income and your expenses to make sure you can afford to have an extra payment in your budget. Once … Read more
Do you remember your wedding day? Think back to your vows you made to one another, especially “through sickness and in health.” When you promise to spend your lives together, you are also promising to provide and support the other person, making sure all their needs are met and expenses paid. These needs are recognized … Read more
A writ of execution will be delivered by the sheriff. Basically, it is a court order from the judge allowing the sheriff to take possession of any assets you may have on hand. Why is this happening to you? A writ of execution is filed after a judgment has been issued against you in favor … Read more
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