Duncan Law Blog

Bankruptcy Insights & Resources

Practical guidance on Chapter 7, Chapter 13, foreclosure defense, and debt relief for North Carolina families.

Credit & Debt

How Do You Dispute A Debt On Your Credit Report?

Finding a mistake on your credit report can feel stressful and unfair. Maybe a debt is listed that you already paid. Maybe a debt shows up that was never yours. Or maybe a bankruptcy you completed is still showing as owed. These errors can hurt your credit score, raise your interest rates, and even get … Read more

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Workers' Compensation

What Is A Form 42 in Workers’ Compensation?

A Form 42 is an application for Appointment of Guardian Ad Litem, a person the court appoints to represent the best interests of a child or someone who is incompetent in a case. This form is used when a plaintiff in a case is an infant or an incompetent person that has no general or testamentary guardian (A person named in a will to serve as a guardian).

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Workers' Compensation

What Is The Average Weekly Wage in Workers’ Compensation?

In the state of North Carolina, the average weekly wage is controlled by North Carolina General Statute 97-2(5). There are several methods used to determine the average weekly wages. The most common method to calculate the wages are to use your wages earned for the prior year divided by the number of weeks that you have worked. Wages earned will include overtime, tips, bonuses, per diem income and housing income.

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