Category: Chapter 13 Bankruptcy
Job Switch in Chapter 13 Bankruptcy? Don’t Panic, Here’s What to Do
Chapter 13 bankruptcy is built around your current income. When that income changes — because you switched jobs, got laid off, got a raise, or moved to part-time — the plan payment that made sense when you filed may no longer fit your situation. The good news is that Chapter 13 is designed to be … Read more
Understanding the Timeline of a Foreclosure in North Carolina
If you have missed a mortgage payment or two, you may be lying awake at night worried about losing your home. That fear is real, and you are not alone. Many good people fall behind on their mortgage after a job loss, an illness, or another setback. The good news is that foreclosure does not … Read more
Can I pay off my Chapter 13 bankruptcy early?
If you are in a Chapter 13 bankruptcy, you may feel ready to be done. Three to five years can feel like a long time. So it is natural to ask, "Can I just pay it off early and move on with my life?" The good news is that you usually can. But there is … Read more
How do I know where my Chapter 13 payment is going?
When you file Chapter 13 bankruptcy, you send one payment each month to the Chapter 13 trustee. But where does that money actually go? Who gets paid first? When will your car loan be paid off? These are fair questions. You work hard to send that money every month. You deserve to know how it … Read more
Ready to talk about your options?
We answer calls 24 hours a day. A free phone consultation takes 20–30 minutes and leaves you with a clear picture of your options — no obligation whatsoever.