FREE BANKRUPTCY CONSULTATION
Schedule a Free Consultation with a Bankruptcy Attorney
WHAT TO EXPECT
Here's What Happens on That Call
By Phone
Your consultation is by telephone — no commute, no waiting room, no need to take time off work.
With a Licensed Attorney
You'll speak directly with a licensed bankruptcy attorney — not a receptionist, paralegal, or intake specialist.
25–45 Minutes
Long enough to fully understand your situation and give you real, specific guidance — not a canned answer.
No Pressure, No Obligation
This is an educational conversation. There's no pressure to file and no obligation to hire us afterward.
Facing a garnishment, foreclosure, or repossession this week?
Don't wait to schedule — call us directly. An automatic stay can stop most collection actions as soon as a case is filed, but timing is critical.
WHAT CLIENTS SAY
Most people tell us they wish they'd called sooner.
"I was worried and stressed beyond words when I first spoke to them. After just the first consultation I felt all that weight rolling off my shoulders. I had direction and knew exactly what to expect."
Jason C. — Google Review
"If you have to navigate the frightening experience of bankruptcy, this is the team to trust. As a doctor, I know what quality effort looks like — and Duncan Law delivers it in every interaction."
Christopher H. — Google Review
"They gave me my life back, and I could not be more grateful. Every step of the process is explained to you as you go, and you never feel alone in it."
Robin D. — Google Review
SCHEDULE ONLINE
Pick a Date & Time That Works for You
You'll speak directly with one of our licensed bankruptcy attorneys — never a paralegal or assistant.
Damon Duncan
Partner
Terry Duncan
Partner
Anne Salter
Attorney
No payment information required — you'll receive a confirmation email with your appointment details.
Choose any open slot on the calendar above that fits your schedule.
You'll receive a confirmation email right away with your appointment details.
Your attorney calls you at your scheduled time — no driving, no waiting room.
Ready to schedule your free consultation?
Open Scheduling CalendarOr call us directly: (336) 856-1234
A personal note from Damon
We've been fortunate to have many clients refer friends and family our way — and we're grateful. At Duncan Law, either Terry, Anne, or I personally handle every consultation. You won't be handed off to staff.
That commitment means availability can fill up quickly. If you see a wait, please know it's worth it — and if you need a sooner slot, email Dawn at [email protected] to be added to our cancellation list. Spots open up regularly.
Thanks for your patience — we're looking forward to helping you.
NO JUDGMENT — JUST ANSWERS
We're not here to judge.
We're here to help you see what's possible.
Every person who calls us got into a difficult situation through job loss, medical bills, divorce, or a business that didn't make it. None of that makes you a bad person.
We'll walk through your income, debts, and assets together. You'll leave with a clear picture of your options — even if bankruptcy isn't the right one.
What We'll Cover on the Call
COMMON QUESTIONS
About the Consultation
Yes — completely. There is no charge for the initial consultation and no obligation to hire us or file afterward. The call exists so you can make an informed decision about your options.
You'll speak directly with a licensed bankruptcy attorney — either Damon Duncan, Terry Duncan, or Anne Salter. Not a paralegal, intake coordinator, or assistant. We believe you deserve attorney-level advice from the very first conversation.
Most consultations run between 25 and 45 minutes. If your situation is more complex, we'll take the time we need. We don't rush the call to get to the next person.
You don't need any documents — just a general sense of your monthly income, your main debts (mortgage, car, credit cards, medical bills), and what's causing the most stress. We'll guide the conversation from there.
That's exactly what the consultation is for. Many people call uncertain and leave with a clear answer — sometimes "yes, bankruptcy makes sense," and sometimes "here's what else you might try first." Both outcomes are fine.
Call us directly rather than scheduling online: (336) 856-1234. We answer around the clock. An automatic stay can stop most collection actions as soon as a case is filed, but timing matters — don't wait if you're facing an imminent deadline.
Our consultations are by telephone. Clients across North Carolina have found phone consultations just as thorough and comfortable as in-person meetings — and far easier to fit into a busy day.
PREFER TO CALL?
We answer around the clock — including nights and weekends.
Call your nearest office and let us know you'd like to schedule a free consultation.