{"id":2507,"date":"2023-05-17T23:05:56","date_gmt":"2023-05-18T03:05:56","guid":{"rendered":"http:\/\/duncanlawonline.com\/"},"modified":"2024-08-28T08:28:53","modified_gmt":"2024-08-28T12:28:53","slug":"charlotte-bankruptcy-lawyer","status":"publish","type":"page","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/charlotte-bankruptcy-lawyer\/","title":{"rendered":"Charlotte, NC Bankruptcy Lawyers | Duncan Law, LLP"},"content":{"rendered":"<p>[av_section min_height=&#8221; min_height_px=&#8217;500px&#8217; padding=&#8217;small&#8217; shadow=&#8217;no-shadow&#8217; bottom_border=&#8217;no-border-styling&#8217; id=&#8221; color=&#8217;main_color&#8217; custom_bg=&#8217;#d7d8ca&#8217; src=&#8221; attachment=&#8221; attachment_size=&#8221; attach=&#8217;scroll&#8217; position=&#8217;top left&#8217; repeat=&#8217;no-repeat&#8217; video=&#8221; video_ratio=&#8217;16:9&#8242; av_uid=&#8217;av-17sxtcr&#8217;]<br \/>\n[av_one_full first av_uid=&#8217;av-15oporv&#8217;]<\/p>\n<p>[av_heading heading=&#8217;Charlotte Bankruptcy Lawyers&#8217; tag=&#8217;h1&#8242; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av_uid=&#8217;av-1478qxn&#8217;][\/av_heading]<\/p>\n<p>[\/av_one_full]<br \/>\n[\/av_section]<\/p>\n<p>[av_video src=&#8217;https:\/\/youtu.be\/MR0DY1x_AMo&#8217; format=&#8217;16-9&#8242; width=&#8217;16&#8217; height=&#8217;9&#8242; av_uid=&#8217;av-138o3u3&#8242;]<\/p>\n<p>[av_heading heading=&#8217;Our Bankruptcy Services in Charlotte, NC &#038; Surrounding Areas&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8217;blockquote modern-quote modern-centered&#8217; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-zax0ez&#8217; admin_preview_bg=&#8221;]<br \/>\nAre you afraid you will lose your home to foreclosure or your car to repossession? Are you wondering how you will pay all the bills this month, next month? Then you have those endless calls from harassing creditors. You&#8217;ve told them you cannot pay this month, so when will they stop calling? These are just a few of the reasons that you may be considering bankruptcy. At Duncan Law, a law firm with board-certified\u00a0bankruptcy lawyers in Charlotte, NC,\u00a0we help clients with these problems every day. We serve clients in Charlotte, Matthews, Weddington, Waxhaw, Concord, Gastonia, <a title=\"Salisbury, NC Bankruptcy Attorney\" href=\"http:\/\/salisburybankruptcyattorney.com\/\" target=\"_blank\" rel=\"noopener\">Salisbury<\/a>, and the Charlotte-metro area.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-8174 alignright\" src=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Charlotte-Skyline-300x238.jpg\" alt=\"Charlotte, NC Skyline\" width=\"300\" height=\"238\" srcset=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Charlotte-Skyline-300x238.jpg 300w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Charlotte-Skyline-1030x817.jpg 1030w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Charlotte-Skyline-1500x1190.jpg 1500w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Charlotte-Skyline-705x559.jpg 705w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Charlotte-Skyline-450x357.jpg 450w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Duncan Law is a family run law firm. \u00a0We hope you allow our family to help your family. \u00a0We have bankruptcy lawyers in Charlotte, NC and we also have attorneys in <a title=\"Greensboro Bankruptcy\" href=\"https:\/\/www.duncanlawonline.com\/bankruptcy\/greensboro-bankruptcy-lawyer\/\" target=\"_blank\" rel=\"noopener\">Greensboro<\/a> and <a title=\"Winston-Salem Bankruptcy\" href=\"https:\/\/www.duncanlawonline.com\/bankruptcy\/winston-salem-nc-bankruptcy-lawyers\/\" target=\"_blank\" rel=\"noopener\">Winston-Salem<\/a>.<\/p>\n<p>Today is the day you can begin your fresh financial start. Using the federal bankruptcy laws, our Charlotte office can guide you through a <a title=\"Charlotte Chapter 7 Bankruptcy Information\" href=\"https:\/\/www.duncanlawonline.com\/bankruptcy\/bankruptcy-types\/chapter-7-bankruptcy\/\" target=\"_self\" rel=\"noopener\">Chapter 7 bankruptcy<\/a> or a <a title=\"Charlotte Chapter 13 Bankruptcy Information\" href=\"https:\/\/www.duncanlawonline.com\/bankruptcy\/bankruptcy-types\/chapter-13-bankruptcy\/\" target=\"_self\" rel=\"noopener\">Chapter 13 bankruptcy<\/a>. With either of these options, you can come out of this tough time with the fresh financial start you\u2019ve been hoping for.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;Is Bankruptcy For Me?&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8221; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-wsvubf&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<a href=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2010\/07\/Question-Mark-Man.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-medium wp-image-8201\" src=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2015\/04\/Question-Mark-Man-300x300.jpg\" alt=\"Bankruptcy Questions\" width=\"300\" height=\"300\" srcset=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Question-Mark-Man-300x300.jpg 300w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Question-Mark-Man-80x80.jpg 80w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Question-Mark-Man-36x36.jpg 36w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Question-Mark-Man-180x180.jpg 180w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Question-Mark-Man-120x120.jpg 120w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Question-Mark-Man.jpg 347w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Most people who are going through a financial crisis are candidates for either Chapter 7 \u00a0or Chapter 13. At your free consultation, <a title=\"Bankruptcy Lawyer in Charlotte, NC | Terry Duncan\" href=\"https:\/\/www.duncanlawonline.com\/meet-our-team\/damon-duncan\/\">bankruptcy lawyer Damon Duncan<\/a> will discuss your options in detail including whether bankruptcy is right for you. Generally, when you file a Chapter 7 \u00a0you are able to eliminate your unsecured debts \u2013 credit cards, medical bills, and personal loans. When you file a Chapter 13 you repay a portion of your unsecured debts back to your creditors and at the end of the bankruptcy, most, if not all, of your remaining unsecured debt is wiped out.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;How Does Bankruptcy Work in Charlotte, NC?&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8221; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-sczgdn&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\nWhen you contact our Charlotte office, we will schedule a free consultation for you. After you meet with Damon Duncan to discuss your financial situation, you will complete the paperwork, pay the fees using our easy payment plan, meet with Damon to sign your final paperwork, and then your Chapter 7 or Chapter 13 bankruptcy will be filed with the court. If you file Chapter 7, it will usually last between four and six months. If you file Chapter 13, it will last three to five years. Our board-certified specialist in consumer bankruptcy, Damon Duncan, will guide you through the entire process and ease your mind so you can begin your fresh financial start.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_hr class=&#8217;default&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av_uid=&#8217;av-b18w6j&#8217;]<\/p>\n<p>[av_hr class=&#8217;invisible&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242; font=&#8217;entypo-fontello&#8217; av_uid=&#8217;av-ljok9fxb&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<\/p>\n<p>[av_codeblock wrapper_element=&#8221; wrapper_element_attributes=&#8221; codeblock_type=&#8221; av_uid=&#8217;av-ljoka3z0&#8242; custom_class=&#8221;]<br \/>\n<div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?e0c89a216111873e1d06ce71ac5\"><\/div><br \/>\n[\/av_codeblock]<\/p>\n<p>[av_hr class=&#8217;default&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av_uid=&#8217;av-94ywiz&#8217;]<\/p>\n<p>[av_heading heading=&#8217;I\u2019m Ready for My Fresh Financial Start. How Do I Get Started?&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8221; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-q7cbdn&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\nYou can contact a member of the Duncan Law bankruptcy team\u00a0<em>right now<\/em>. When you contact our office in Charlotte, NC for your free initial consultation, we will set up an appointment for you to meet with Damon Duncan to discuss your situation. There are two easy ways to contact our office: you can call us at 704-563-1224 or submit a contact form and receive a quick response from a member of the Duncan Law team. We are located at <strong><a title=\"Duncan Law, PLLC | Charlotte, NC Bankruptcy Lawyers\" href=\"http:\/\/maps.google.com\/maps\/place?q=charlotte+bankruptcy+lawyers+duncan+law&amp;hl=en&amp;cid=3063089600614647831\" target=\"_blank\" rel=\"noopener\">4801 E. Independence Blvd., #1009 in Charlotte, NC 28212<\/a><\/strong>.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;Our Address &#038; Contact Information&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8221; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-m6wzgb&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\nDuncan Law, LLP<br \/>\n4801 E. Independence Blvd. #1009<br \/>\nCharlotte, NC 28212<br \/>\n(704) 563-1224<\/p>\n<p>You can also check us out on our <a title=\"Duncan Law, PLLC | Charlotte, NC Office\" href=\"https:\/\/plus.google.com\/u\/0\/b\/105298797557484193478\/105298797557484193478\/about\" target=\"_blank\" rel=\"noopener\">Google Business listing<\/a>.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_codeblock wrapper_element=&#8221; wrapper_element_attributes=&#8221; codeblock_type=&#8221; av_uid=&#8217;av-kqvredwn&#8217; custom_class=&#8221;]<br \/>\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3260.5701407615006!2d-80.7654326847667!3d35.192264980311116!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x885421ca8b49003b%3A0x2a8247c347d44817!2sDuncan%20Law%2C%20LLP!5e0!3m2!1sen!2sus!4v1625800048739!5m2!1sen!2sus\" width=\"600\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\"><\/iframe><br \/>\n[\/av_codeblock]<\/p>\n<p>[av_hr class=&#8217;default&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242; av_uid=&#8217;av-k4qswr&#8217;]<\/p>\n<p>[av_heading heading=&#8217;Charlotte, NC Bankruptcy FAQs&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_toggle_container initial=&#8217;0&#8242; mode=&#8217;accordion&#8217; sort=&#8221; styling=&#8221; colors=&#8221; font_color=&#8221; background_color=&#8221; border_color=&#8221; hover_colors=&#8221; hover_background_color=&#8221; hover_font_color=&#8221; colors_current=&#8221; font_color_current=&#8221; background_current=&#8221; background_color_current=&#8221; background_gradient_current_color1=&#8221; background_gradient_current_color2=&#8221; background_gradient_current_direction=&#8217;vertical&#8217; av_uid=&#8217;av-lhsjuwh9&#8242; custom_class=&#8221;]<br \/>\n[av_toggle title=&#8217;Who are the bankruptcy lawyers at your Charlotte, NC office?&#8217; tags=&#8221; av_uid=&#8217;av-ifpfyz&#8217;]<br \/>\nOur Charlotte, NC office is staffed with experienced bankruptcy attorneys <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/meet-our-team\/terry-duncan\" target=\"_new\" rel=\"noopener\">Terry Duncan<\/a> and <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/meet-our-team\/damon-duncan\" target=\"_new\" rel=\"noopener\">Damon Duncan<\/a>, who are committed to guiding clients through the bankruptcy process.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;What kind of experience do your Charlotte, NC bankruptcy lawyers have?&#8217; tags=&#8221; av_uid=&#8217;av-h2jw9n&#8217;]<br \/>\nOur attorneys in Charlotte, NC have almost 30 years of experience in consumer bankruptcy, specifically in Chapter 7 and Chapter 13 bankruptcy cases.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;What types of bankruptcy cases do your Charlotte, NC lawyers handle?&#8217; tags=&#8221; av_uid=&#8217;av-ffwp6j&#8217;]<br \/>\nOur Charlotte, NC lawyers handle both <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/bankruptcy-types\/chapter-7-bankruptcy\/\" target=\"_new\" rel=\"noopener\">Chapter 7<\/a> and <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/bankruptcy-types\/chapter-13-bankruptcy\/\" target=\"_new\" rel=\"noopener\">Chapter 13<\/a> bankruptcy cases. They can guide you in making the best decision based on your individual circumstances.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;How can I schedule a consultation with a Charlotte, NC bankruptcy lawyer?&#8217; tags=&#8221; av_uid=&#8217;av-enhoh7&#8242;]<br \/>\nYou can schedule a consultation with a <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/charlotte-bankruptcy-lawyer\/\" target=\"_new\" rel=\"noopener\">Charlotte, NC bankruptcy lawyer<\/a> by visiting our <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/book-with-terry\/\">booking page<\/a> or by calling our office directly.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;What documents do I need to bring for my initial consultation in Charlotte, NC?&#8217; tags=&#8221; av_uid=&#8217;av-ckz2ej&#8217;]<br \/>\nPlease bring a list of all your debts, assets, income, and expenses. You&#8217;ll also need your most recent tax return, and any tax returns filed during your case. Check our guide on how to <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/how-to-get-a-copy-of-tax-returns-if-filing-bankruptcy\/\" target=\"_new\" rel=\"noopener\">get a copy of tax returns if filing bankruptcy<\/a>.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;What is the process for filing bankruptcy in Charlotte, NC?&#8217; tags=&#8221; av_uid=&#8217;av-bfhd97&#8242;]<br \/>\nThe process for filing bankruptcy involves gathering your financial information, filing a petition with the court, attending a meeting of creditors, and completing financial management courses. Your attorney will guide you through each step.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;What are the benefits of filing bankruptcy with a Charlotte, NC lawyer?&#8217; tags=&#8221; av_uid=&#8217;av-8qoi0b&#8217;]<br \/>\nFiling bankruptcy with a knowledgeable Charlotte, NC lawyer ensures that your case is handled professionally and efficiently. The lawyer can help protect your rights, advise on your options, and navigate the complex bankruptcy process.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;What are the qualifications for filing Chapter 7 or Chapter 13 bankruptcy in Charlotte, NC?&#8217; tags=&#8221; av_uid=&#8217;av-7n7gln&#8217;]<br \/>\nQualifications for Chapter 7 involve passing a means test. For Chapter 13, you need a regular income and your debts must not exceed certain limits. Consult our <a href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/faq\/\" target=\"_new\" rel=\"noopener\">FAQ page<\/a> for more specifics.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;How does a Charlotte, NC bankruptcy lawyer support clients during the bankruptcy process?&#8217; tags=&#8221; av_uid=&#8217;av-6gyr8b&#8217;]<br \/>\nOur Charlotte, NC bankruptcy lawyer supports clients by providing personalized advice, handling all necessary documentation, representing you at meetings or hearings, and ensuring your rights are protected throughout the process.<br \/>\n[\/av_toggle]<br \/>\n[av_toggle title=&#8217;Can a bankruptcy lawyer in Charlotte, NC help improve my financial situation?&#8217; tags=&#8221; av_uid=&#8217;av-4gkg2j&#8217;]<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-tvbsx-79elbk h-full dark:bg-gray-800\">\n<div class=\"react-scroll-to-bottom--css-tvbsx-1n7m0yu\">\n<div class=\"flex flex-col items-center text-sm dark:bg-gray-800\">\n<div class=\"group w-full text-gray-800 dark:text-gray-100 border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654] sm:AIPRM__conversation__response\">\n<div class=\"flex p-4 gap-4 text-base md:gap-6 md:max-w-2xl lg:max-w-xl xl:max-w-3xl md:py-6 lg:px-0 m-auto\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light AIPRM__conversation__response\">\n<p>Yes, a bankruptcy lawyer can guide you through the bankruptcy process, which can eliminate debts and offer a fresh start. Additionally, they can provide advice on rebuilding credit and managing finances post-bankruptcy.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><button class=\"flex ml-auto gap-2 rounded-md p-1 hover:bg-gray-100 hover:text-gray-700 dark:text-gray-400 dark:hover:bg-gray-700 dark:hover:text-gray-200 disabled:dark:hover:text-gray-400\"><\/button><\/p>\n<div class=\"flex gap-1\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><button class=\"cursor-pointer absolute right-6 bottom-[124px] md:bottom-[120px] z-10 rounded-full border border-gray-200 bg-gray-50 text-gray-600 dark:border-white\/10 dark:bg-white\/10 dark:text-gray-200\"><\/button><\/div>\n<\/div>\n<\/div>\n<p>[\/av_toggle]<br \/>\n[\/av_toggle_container]<\/p>\n<p>[av_hr class=&#8217;default&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242; av_uid=&#8217;av-k4qswr&#8217;]<\/p>\n<p>[av_heading heading=&#8217;Want to Know More About Us?&#8217; tag=&#8217;h2&#8242; link_apply=&#8221; link=&#8221; link_target=&#8221; style=&#8217;blockquote modern-quote modern-centered&#8217; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; custom_class=&#8221; admin_preview_bg=&#8221; av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221;][\/av_heading]<\/p>\n<p>[av_one_half first min_height=&#8221; vertical_alignment=&#8221; space=&#8221; custom_margin=&#8221; margin=&#8217;0px&#8217; padding=&#8217;0px&#8217; border=&#8221; border_color=&#8221; radius=&#8217;0px&#8217; background_color=&#8221; src=&#8221; background_position=&#8217;top left&#8217; background_repeat=&#8217;no-repeat&#8217; av_uid=&#8217;av-azsdqz&#8217;]<br \/>\n[av_image src=&#8217;https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2019\/01\/Damon-Duncan-Bankruptcy-Attorney-5&#215;7-72dpi-214&#215;300.jpg&#8217; attachment=&#8217;11677&#8242; attachment_size=&#8217;medium&#8217; align=&#8217;center&#8217; styling=&#8221; hover=&#8221; link=&#8221; target=&#8221; caption=&#8221; font_size=&#8221; appearance=&#8221; overlay_opacity=&#8217;0.4&#8242; overlay_color=&#8217;#000000&#8242; overlay_text_color=&#8217;#ffffff&#8217; copyright=&#8221; animation=&#8217;no-animation&#8217; av_uid=&#8217;av-9mujtn&#8217; admin_preview_bg=&#8221;][\/av_image]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av_uid=&#8217;av-7e93nv&#8217;]<\/p>\n<h3 class=\"profile-header\"><a href=\"https:\/\/www.duncanlawonline.com\/meet-our-team\/damon-duncan\/\">Damon Duncan<\/a><\/h3>\n<p class=\"profile-header\">Damon is the constant optimist who loves working with a team to solve problems. His current team at Duncan Law is ready to help you. Damon is used to working with a team after growing up playing football and lacrosse and serving as student body president in law school.<\/p>\n<p class=\"profile-header\">[av_button_big label=&#8217;Learn More About Damon Duncan&#8217; description_pos=&#8217;below&#8217; link=&#8217;manually,https:\/\/www.duncanlawonline.com\/meet-our-team\/damon-duncan\/&#8217; link_target=&#8221; icon_select=&#8217;no&#8217; icon=&#8217;ue800&#8242; font=&#8217;entypo-fontello&#8217; custom_font=&#8217;#fff&#8217; color=&#8217;custom&#8217; custom_bg=&#8217;#113544&#8242; color_hover=&#8217;custom&#8217; custom_bg_hover=&#8217;#215469&#8242; av_uid=&#8217;av-1xhxn&#8217;][\/av_button_big]<\/p>\n<p>[\/av_textblock]<br \/>\n[\/av_one_half]<\/p>\n<p>[av_one_half min_height=&#8221; vertical_alignment=&#8221; space=&#8221; custom_margin=&#8221; margin=&#8217;0px&#8217; padding=&#8217;0px&#8217; border=&#8221; border_color=&#8221; radius=&#8217;0px&#8217; background_color=&#8221; src=&#8221; background_position=&#8217;top left&#8217; background_repeat=&#8217;no-repeat&#8217; av_uid=&#8217;av-hpgvcb&#8217;]<br \/>\n[av_image src=&#8217;https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2019\/01\/Terry-Duncan-Charlotte-Bankruptcy-Lawyer-5&#215;7-72dpi-215&#215;300.jpg&#8217; attachment=&#8217;11676&#8242; attachment_size=&#8217;medium&#8217; align=&#8217;center&#8217; styling=&#8221; hover=&#8221; link=&#8221; target=&#8221; caption=&#8221; font_size=&#8221; appearance=&#8221; overlay_opacity=&#8217;0.4&#8242; overlay_color=&#8217;#000000&#8242; overlay_text_color=&#8217;#ffffff&#8217; copyright=&#8221; animation=&#8217;no-animation&#8217; av_uid=&#8217;av-f9opwr&#8217; admin_preview_bg=&#8221;][\/av_image]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av_uid=&#8217;av-deh3ff&#8217;]<\/p>\n<h3 class=\"profile-header\"><a href=\"https:\/\/www.duncanlawonline.com\/meet-our-team\/terry-duncan\/\">Terry Duncan<\/a><\/h3>\n<p class=\"profile-header\">Since opening his firm almost 20\u00a0years ago, Terry has filed approximately\u00a05,000 bankruptcies. His\u00a0entrepreneurial spirit began long ago \u2013 as a new college graduate, he owned and ran a convenience store. He is a certified specialist in both consumer and business bankruptcy.<\/p>\n<p>[av_button_big label=&#8217;Learn More About Terry Duncan&#8217; description_pos=&#8217;below&#8217; link=&#8217;manually,https:\/\/www.duncanlawonline.com\/meet-our-team\/terry-duncan\/&#8217; link_target=&#8221; icon_select=&#8217;no&#8217; icon=&#8217;ue800&#8242; font=&#8217;entypo-fontello&#8217; custom_font=&#8217;#fff&#8217; color=&#8217;custom&#8217; custom_bg=&#8217;#113544&#8242; color_hover=&#8217;custom&#8217; custom_bg_hover=&#8217;#215469&#8242; av_uid=&#8217;av-c9a42z&#8217;][\/av_button_big]<br \/>\n[\/av_textblock]<br \/>\n[\/av_one_half]<\/p>\n<p>[av_hr class=&#8217;default&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242; av_uid=&#8217;av-47mauj&#8217;]<\/p>\n<p>[av_social_share title=&#8217;Share this entry&#8217; style=&#8221; buttons=&#8221; share_facebook=&#8221; share_twitter=&#8221; share_pinterest=&#8221; share_gplus=&#8221; share_reddit=&#8221; share_linkedin=&#8221; share_tumblr=&#8221; share_vk=&#8221; share_mail=&#8221; av_uid=&#8217;av-28g56z&#8217;]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":2602,"parent":1197,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-2507","page","type-page","status-publish","has-post-thumbnail"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Charlotte, NC Bankruptcy Lawyers | Duncan Law, LLP<\/title>\n<meta name=\"description\" content=\"Learn how bankruptcy can help you get your fresh financial start. 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