{"id":12612,"date":"2023-07-04T09:00:00","date_gmt":"2023-07-04T13:00:00","guid":{"rendered":"https:\/\/www.duncanlawonline.com\/staging\/8350\/?p=12612"},"modified":"2023-03-24T22:39:51","modified_gmt":"2023-03-25T02:39:51","slug":"can-i-move-while-in-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-i-move-while-in-bankruptcy\/","title":{"rendered":"Can I Move While I&#8217;m in a Bankruptcy?"},"content":{"rendered":"<p>[av_section min_height=&#8221; min_height_px=&#8217;500px&#8217; padding=&#8217;default&#8217; shadow=&#8217;no-shadow&#8217; bottom_border=&#8217;no-border-styling&#8217; id=&#8221; color=&#8217;main_color&#8217; custom_bg=&#8217;#d7d8ca&#8217; src=&#8221; attachment=&#8221; attachment_size=&#8221; attach=&#8217;scroll&#8217; position=&#8217;top left&#8217; repeat=&#8217;no-repeat&#8217; video=&#8221; video_ratio=&#8217;16:9&#8242; overlay_opacity=&#8217;0.5&#8242; overlay_color=&#8221; overlay_pattern=&#8221; overlay_custom_pattern=&#8221;]<\/p>\n<p>[av_heading heading=&#8217;Can I Move While I\u2019m in a Bankruptcy?&#8217; tag=&#8217;h1&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncg23s&#8217; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[\/av_section][av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncjhvx&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<img decoding=\"async\" loading=\"lazy\" class=\"alignleft  wp-image-12614\" src=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2023\/07\/moving-boxes.jpg\" alt=\"moving boxes\" width=\"160\" height=\"238\" \/>A question bankruptcy clients frequently ask me is whether they can move while in bankruptcy or after filing for bankruptcy. The simple answer is yes, you can move during your bankruptcy process. However, there are a few things to consider depending on the type of bankruptcy you have filed and the circumstances of your move.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;Chapter 7 Bankruptcy and Moving&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncjsb3&#8242; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncnkuj&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/bankruptcy-types\/chapter-7-bankruptcy\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Chapter 7 bankruptcy<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0is relatively quick, usually taking about 4-6 months to complete. If you&#8217;re in the middle of a Chapter 7 bankruptcy and plan to move, here&#8217;s what you need to keep in mind:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Inform your attorney, the court, and creditors<\/span><\/strong><span data-preserver-spaces=\"true\">: It&#8217;s important to keep your\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">bankruptcy<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0attorney, the court, and your creditors updated with your new address. This ensures you receive all necessary documents and notifications related to your case and prevents debt collection or communication issues.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Moving within the state<\/span><\/strong><span data-preserver-spaces=\"true\">: If you&#8217;re moving within <a href=\"https:\/\/www.ncdot.gov\/dmv\/help\/moving\/Pages\/new-residents.aspx\">North Carolina<\/a>, your bankruptcy case will likely be unaffected. However, it would be best to still inform your attorney and the court of your new address.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Moving out of state<\/span><\/strong><span data-preserver-spaces=\"true\">: If you&#8217;re moving to another state, consult your attorney to ensure your bankruptcy case isn&#8217;t negatively impacted. You can most likely continue with your current bankruptcy case without any issues or problems.\u00a0<\/span><\/li>\n<\/ul>\n<p>[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;State Exemption Laws&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfnck85x&#8217; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfnco2l2&#8242; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\nExemption laws determine which assets are protected from creditors during bankruptcy. These laws vary from state to state, and it&#8217;s essential to understand the differences if you&#8217;re moving out of state during your bankruptcy process. Some states have more generous exemptions, while others may offer limited protection for your assets. Consult with your attorney to ensure you understand and comply with the new state&#8217;s exemption laws.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;Chapter 13 Bankruptcy and Moving&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfnckt3s&#8217; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncog6t&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/bankruptcy-types\/chapter-13-bankruptcy\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Chapter 13 bankruptcy<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0is a longer process, usually lasting 3-5 years. If you plan to move during this time, there are some additional factors to consider:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Inform your attorney, the court, and creditors<\/span><\/strong><span data-preserver-spaces=\"true\">: Just like in Chapter 7, it&#8217;s crucial to keep your attorney, the court, and your creditors informed of your new address.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Moving within the state<\/span><\/strong><span data-preserver-spaces=\"true\">: Moving within North Carolina should not affect your Chapter 13 plan. Your monthly payment plan will continue as usual.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Moving out of state<\/span><\/strong><span data-preserver-spaces=\"true\">: Moving to another state during a Chapter 13 bankruptcy can be more complicated. You&#8217;ll need to consult with your attorney to discuss how the move might impact your repayment plan or if transferring your case to the new state is necessary. However, you typically would be able to stay in your Chapter 13 bankruptcy.<\/span><\/li>\n<\/ul>\n<p>[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;Impact on Your Credit Report&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncl3w3&#8242; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncos5k&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\nYour move during bankruptcy might impact your credit report. Ensure your new address is accurately reflected on your credit report to avoid potential issues. In addition, it&#8217;s a good idea to monitor your credit report during and after your bankruptcy to ensure all information is up-to-date and accurate.<br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;The Benefits of Bankruptcy&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfnclfku&#8217; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncp93x&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<span data-preserver-spaces=\"true\">Bankruptcy can provide significant relief for those struggling with overwhelming debt. Some of the benefits of bankruptcy include:<\/span><\/p>\n<ul>\n<li><strong><span data-preserver-spaces=\"true\">Debt discharge<\/span><\/strong><span data-preserver-spaces=\"true\">: Depending on the type of bankruptcy you file, you can eliminate some or all of your unsecured debts, such as credit card debts and medical bills.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Automatic stay<\/span><\/strong><span data-preserver-spaces=\"true\">: When you file for bankruptcy, an automatic stay is put in place, which stops most collection actions, including wage garnishments, lawsuits, and harassing phone calls.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Fresh start<\/span><\/strong><span data-preserver-spaces=\"true\">: Bankruptcy can provide a fresh start, allowing you to rebuild your financial life without unmanageable debt.<\/span><\/li>\n<li><strong><span data-preserver-spaces=\"true\">Improved financial planning<\/span><\/strong><span data-preserver-spaces=\"true\">: Going through bankruptcy can help you develop better financial habits and learn to manage your money more effectively.<\/span><\/li>\n<\/ul>\n<p>[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;Bankruptcy FAQs and Moving Concerns&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfnclsmx&#8217; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncq777&#8242; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<span data-preserver-spaces=\"true\">For more common questions and concerns about bankruptcy, visit our\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/faq\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">bankruptcy FAQs<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0page. Remember, it&#8217;s essential to consult with a local bankruptcy attorney, like a\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/charlotte-bankruptcy-lawyer\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Charlotte, NC bankruptcy lawyer<\/span><\/a><span data-preserver-spaces=\"true\">,\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy-attorney-greensboro-nc\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Greensboro, NC bankruptcy lawyer<\/span><\/a><span data-preserver-spaces=\"true\">,\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/high-point-nc-bankruptcy-lawyers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">High Point, NC bankruptcy lawyer<\/span><\/a><span data-preserver-spaces=\"true\">,\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/salisbury-nc-bankruptcy-lawyers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Salisbury, NC bankruptcy lawyer<\/span><\/a><span data-preserver-spaces=\"true\">, or\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/winston-salem-nc-bankruptcy-lawyers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Winston-Salem, NC bankruptcy lawyer<\/span><\/a><span data-preserver-spaces=\"true\">, to help you navigate the process.<\/span><br \/>\n[\/av_textblock]<\/p>\n<p>[av_heading heading=&#8217;The Bottom Line&#8217; tag=&#8217;h3&#8242; link_apply=&#8221; link=&#8217;manually,http:\/\/&#8217; link_target=&#8221; style=&#8221; size=&#8221; subheading_active=&#8221; subheading_size=&#8217;15&#8217; margin=&#8221; margin_sync=&#8217;true&#8217; padding=&#8217;10&#8217; color=&#8221; custom_font=&#8221; av-medium-font-size-title=&#8221; av-small-font-size-title=&#8221; av-mini-font-size-title=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncmv89&#8242; custom_class=&#8221; admin_preview_bg=&#8221;][\/av_heading]<\/p>\n<p>[av_textblock size=&#8221; font_color=&#8221; color=&#8221; av-medium-font-size=&#8221; av-small-font-size=&#8221; av-mini-font-size=&#8221; av_uid=&#8217;av-lfncqjcj&#8217; custom_class=&#8221; admin_preview_bg=&#8221;]<br \/>\n<span data-preserver-spaces=\"true\">In conclusion, it&#8217;s possible to move while in bankruptcy. Still, keeping your attorney, the court, and creditors informed of your new address is crucial. Consult with your attorney to ensure your move doesn&#8217;t negatively impact your bankruptcy case. If you have any other questions or concerns about bankruptcy, feel free to explore our\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">bankruptcy resources<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0or reach out to one of our experienced bankruptcy attorneys.<\/span><br \/>\n[\/av_textblock]<\/p>\n<p>[av_hr class=&#8217;default&#8217; height=&#8217;50&#8217; shadow=&#8217;no-shadow&#8217; position=&#8217;center&#8217; custom_border=&#8217;av-border-thin&#8217; custom_width=&#8217;50px&#8217; custom_border_color=&#8221; custom_margin_top=&#8217;30px&#8217; custom_margin_bottom=&#8217;30px&#8217; icon_select=&#8217;yes&#8217; custom_icon_color=&#8221; icon=&#8217;ue808&#8242;]<\/p>\n<p>[av_social_share title=&#8217;Share this entry&#8217; style=&#8221; buttons=&#8221; share_facebook=&#8221; share_twitter=&#8221; share_pinterest=&#8221; share_gplus=&#8221; share_reddit=&#8221; share_linkedin=&#8221; share_tumblr=&#8221; share_vk=&#8221; share_mail=&#8221;]<\/p>\n<p>[av_comments_list av-desktop-hide=&#8221; av-medium-hide=&#8221; av-small-hide=&#8221; av-mini-hide=&#8221; av_uid=&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,6,7,8,10],"tags":[],"class_list":["post-12612","post","type-post","status-publish","format-standard","hentry","category-after-you-file","category-bankruptcy","category-chapter-13","category-chapter-7-2","category-duncan-law-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Can I Move While I&#039;m in a Bankruptcy? - Bankruptcy Lawyers | Charlotte, Greensboro, Winston-Salem, Asheville, Salisbury &amp; High Point, NC<\/title>\n<meta name=\"description\" content=\"Learn whether you can move during bankruptcy, what to consider when moving in a Chapter 7 or Chapter 13 bankruptcy, and the benefits of bankruptcy. 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