{"id":1883,"date":"2010-06-26T21:33:18","date_gmt":"2010-06-26T21:33:18","guid":{"rendered":"http:\/\/www.covstravels.com\/?p=1883"},"modified":"2010-06-26T21:33:18","modified_gmt":"2010-06-26T21:33:18","slug":"fail-list-creditor-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/fail-list-creditor-bankruptcy\/","title":{"rendered":"What If I Fail To List A Creditor On A Bankruptcy?"},"content":{"rendered":"
\"Doing<\/a>In a Chapter 7 bankruptcy<\/a> and a Chapter 13 bankruptcy<\/a>, the court will send a Notice of Meeting of Creditors within a few days of your filing. \u00a0This is the official notification to your creditors of your bankruptcy filing and it provides them with the date of the creditors meeting. \u00a0It also creates the automatic stay<\/a> which keeps your creditors from taking legal action against you.<\/div>\n

If you discover that you failed to list a creditor you owed when your Chapter 7 bankruptcy<\/a> was filed, you may be able to add the creditor to your bankruptcy prior to your discharge<\/a>. \u00a0It is important for you to contact your bankruptcy attorney immediately to see if you can add the creditor to your bankruptcy. \u00a0If you have not received a discharge, you may be able to add the creditor and still have the debt discharged in the Chapter 7 bankruptcy. \u00a0Once the discharge has been entered, you may not add any additional creditors without reopening your bankruptcy.<\/p>\n

If you filed a Chapter 13 bankruptcy<\/a> and discover that you failed to list a creditor that you owed when your bankruptcy was filed, you should also contact your attorney. \u00a0Depending on whether your Chapter 13 bankruptcy has been confirmed by the Court will depend on what actions are needed. \u00a0If your case has not been confirmed, you may be able to simply add the creditor with the bankruptcy court. \u00a0If your case has been confirmed, it may be necessary for you, through your attorney, \u00a0to file a motion to modify your bankruptcy and add the creditor.<\/p>\n","protected":false},"excerpt":{"rendered":"

In a Chapter 7 bankruptcy, the court will send a Notice of Meeting of Creditors within a few days of filing, notifying the creditors of your bankruptcy filing and the date of the meeting of creditors. In a Chapter 13 bankruptcy, the attorney for the debtor will send a notice to the creditors within a few days of filing. The court will also send a Notice of Meeting of Creditors but it usually takes longer in a Chapter 13 bankruptcy.<\/p>\n","protected":false},"author":3,"featured_media":1845,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4171],"tags":[],"class_list":["post-1883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bankruptcy-basics"],"yoast_head":"\nForgot a Creditor in Bankruptcy? | Duncan Law<\/title>\n<meta name=\"description\" content=\"Left a creditor off your bankruptcy schedules? Find out what happens next in Chapter 7 and Chapter 13 \u2014 and why acting fast makes all the difference.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What If I Fail To List A Creditor On A Bankruptcy?\" \/>\n<meta property=\"og:description\" content=\"In a Chapter 7 bankruptcy, the court will send a Notice of Meeting of Creditors within a few days of filing, notifying the creditors of your bankruptcy filing and the date of the meeting of creditors. In a Chapter 13 bankruptcy, the attorney for the debtor will send a notice to the creditors within a few days of filing. The court will also send a Notice of Meeting of Creditors but it usually takes longer in a Chapter 13 bankruptcy.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Duncan Law\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/duncanlawonline\" \/>\n<meta property=\"article:published_time\" content=\"2010-06-26T21:33:18+00:00\" \/>\n<meta name=\"author\" content=\"Damon Duncan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@DuncanLaw\" \/>\n<meta name=\"twitter:site\" content=\"@DuncanLaw\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Damon Duncan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/\"},\"author\":{\"name\":\"Damon Duncan\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/person\\\/f7b4948225deab021c8ba0edbea00655\"},\"headline\":\"What If I Fail To List A Creditor On A Bankruptcy?\",\"datePublished\":\"2010-06-26T21:33:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/\"},\"wordCount\":267,\"publisher\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"articleSection\":[\"Bankruptcy Basics\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/\",\"name\":\"Forgot a Creditor in Bankruptcy? | Duncan Law\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2010-06-26T21:33:18+00:00\",\"description\":\"Left a creditor off your bankruptcy schedules? Find out what happens next in Chapter 7 and Chapter 13 \u2014 and why acting fast makes all the difference.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/fail-list-creditor-bankruptcy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.duncanlawonline.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What If I Fail To List A Creditor On A Bankruptcy?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#website\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/\",\"name\":\"Duncan Law\",\"description\":\"Bankruptcy attorneys getting a fresh financial start for those in North Carolina.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.duncanlawonline.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#organization\",\"name\":\"Duncan Law, LLP\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Duncan-Law-Logo.jpg\",\"contentUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Duncan-Law-Logo.jpg\",\"width\":1,\"height\":1,\"caption\":\"Duncan Law, LLP\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/duncanlawonline\",\"https:\\\/\\\/x.com\\\/DuncanLaw\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/duncan-law-pllc---north-carolina-law-firm\"],\"description\":\"Duncan Law, LLP is a North Carolina bankruptcy law firm helping individuals and families find relief from debt since 1996. With a board-certified bankruptcy specialist on staff, we guide clients through Chapter 7 and Chapter 13 bankruptcy from offices in Greensboro, Charlotte, Winston-Salem, Asheville, High Point, and Salisbury.\",\"email\":\"damonduncan@duncanlawonline.com\",\"telephone\":\"+1-336-856-1234\",\"legalName\":\"Duncan Law, LLP\",\"foundingDate\":\"1996-01-01\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/person\\\/f7b4948225deab021c8ba0edbea00655\",\"name\":\"Damon Duncan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g\",\"caption\":\"Damon Duncan\"},\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/author\\\/dlo\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Forgot a Creditor in Bankruptcy? | Duncan Law","description":"Left a creditor off your bankruptcy schedules? Find out what happens next in Chapter 7 and Chapter 13 \u2014 and why acting fast makes all the difference.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/","og_locale":"en_US","og_type":"article","og_title":"What If I Fail To List A Creditor On A Bankruptcy?","og_description":"In a Chapter 7 bankruptcy, the court will send a Notice of Meeting of Creditors within a few days of filing, notifying the creditors of your bankruptcy filing and the date of the meeting of creditors. In a Chapter 13 bankruptcy, the attorney for the debtor will send a notice to the creditors within a few days of filing. The court will also send a Notice of Meeting of Creditors but it usually takes longer in a Chapter 13 bankruptcy.","og_url":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/","og_site_name":"Duncan Law","article_publisher":"https:\/\/www.facebook.com\/duncanlawonline","article_published_time":"2010-06-26T21:33:18+00:00","author":"Damon Duncan","twitter_card":"summary_large_image","twitter_creator":"@DuncanLaw","twitter_site":"@DuncanLaw","twitter_misc":{"Written by":"Damon Duncan","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#article","isPartOf":{"@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/"},"author":{"name":"Damon Duncan","@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/person\/f7b4948225deab021c8ba0edbea00655"},"headline":"What If I Fail To List A Creditor On A Bankruptcy?","datePublished":"2010-06-26T21:33:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/"},"wordCount":267,"publisher":{"@id":"https:\/\/www.duncanlawonline.com\/#organization"},"image":{"@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#primaryimage"},"thumbnailUrl":"","articleSection":["Bankruptcy Basics"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/","url":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/","name":"Forgot a Creditor in Bankruptcy? | Duncan Law","isPartOf":{"@id":"https:\/\/www.duncanlawonline.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#primaryimage"},"image":{"@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#primaryimage"},"thumbnailUrl":"","datePublished":"2010-06-26T21:33:18+00:00","description":"Left a creditor off your bankruptcy schedules? Find out what happens next in Chapter 7 and Chapter 13 \u2014 and why acting fast makes all the difference.","breadcrumb":{"@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/www.duncanlawonline.com\/fail-list-creditor-bankruptcy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.duncanlawonline.com\/"},{"@type":"ListItem","position":2,"name":"What If I Fail To List A Creditor On A Bankruptcy?"}]},{"@type":"WebSite","@id":"https:\/\/www.duncanlawonline.com\/#website","url":"https:\/\/www.duncanlawonline.com\/","name":"Duncan Law","description":"Bankruptcy attorneys getting a fresh financial start for those in North Carolina.","publisher":{"@id":"https:\/\/www.duncanlawonline.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.duncanlawonline.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.duncanlawonline.com\/#organization","name":"Duncan Law, LLP","url":"https:\/\/www.duncanlawonline.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2021\/06\/Duncan-Law-Logo.jpg","contentUrl":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2021\/06\/Duncan-Law-Logo.jpg","width":1,"height":1,"caption":"Duncan Law, LLP"},"image":{"@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/duncanlawonline","https:\/\/x.com\/DuncanLaw","https:\/\/www.linkedin.com\/company\/duncan-law-pllc---north-carolina-law-firm"],"description":"Duncan Law, LLP is a North Carolina bankruptcy law firm helping individuals and families find relief from debt since 1996. With a board-certified bankruptcy specialist on staff, we guide clients through Chapter 7 and Chapter 13 bankruptcy from offices in Greensboro, Charlotte, Winston-Salem, Asheville, High Point, and Salisbury.","email":"damonduncan@duncanlawonline.com","telephone":"+1-336-856-1234","legalName":"Duncan Law, LLP","foundingDate":"1996-01-01"},{"@type":"Person","@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/person\/f7b4948225deab021c8ba0edbea00655","name":"Damon Duncan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g","caption":"Damon Duncan"},"url":"https:\/\/www.duncanlawonline.com\/staging\/8350\/author\/dlo\/"}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts\/1883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/comments?post=1883"}],"version-history":[{"count":0,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts\/1883\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/media?parent=1883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/categories?post=1883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/tags?post=1883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}