{"id":1891,"date":"2010-06-26T21:48:11","date_gmt":"2010-06-26T21:48:11","guid":{"rendered":"http:\/\/www.covstravels.com\/?p=1891"},"modified":"2015-04-11T23:04:16","modified_gmt":"2015-04-11T23:04:16","slug":"filing-chapter-13-bankruptcy-reduce-house-car-payments","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/filing-chapter-13-bankruptcy-reduce-house-car-payments\/","title":{"rendered":"Will Filing Chapter 13 Bankruptcy Reduce My Car Payments?"},"content":{"rendered":"
[youtube]http:\/\/www.youtube.com\/watch?v=r1bpnoNgmy8[\/youtube]<\/div>\n

If you purchased your car more than 910 days (2 \u00bd years) prior to the date you filed Chapter 13\u00a0bankruptcy<\/a>, you may be able to reduce that amount owed on the car to the value of the car based on National Automobile Dealers Association (NADA)<\/a>, plus a portion of the amount owed greater than the value. This is known as a cramdown. Use this time duration calculator<\/a> to see if you have had your vehicle more than 910 days.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you purchased your car more than 910 days (2 \u00bd years) prior to the date you filed bankruptcy, you may be able to reduce that amount owed on the car to the value of the car based on National Automobile Dealers Association (NADA), plus a portion of the amount owed greater than the value. This is known as a cramdown. Use this time duration calculator to see if you have had your vehicle more than 910 days.<\/p>\n","protected":false},"author":3,"featured_media":1892,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[28,7,30],"tags":[],"class_list":["post-1891","post","type-post","status-publish","format-video","has-post-thumbnail","hentry","category-bankruptcy-video","category-chapter-13","category-video","post_format-post-format-video"],"yoast_head":"\nWill Filing Chapter 13 Bankruptcy Reduce My Car Payment?<\/title>\n<meta name=\"description\" content=\"Chapter 13 bankruptcy may reduce the amount you owe on your car, depending on how long you have owned the car.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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