{"id":3585,"date":"2010-09-10T09:00:50","date_gmt":"2010-09-10T09:00:50","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=3585"},"modified":"2016-02-19T11:06:27","modified_gmt":"2016-02-19T16:06:27","slug":"bankruptcy-stop-creditor-calls","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/bankruptcy-stop-creditor-calls\/","title":{"rendered":"Will Bankruptcy Stop Creditor Phone Calls and Harassing Contact?"},"content":{"rendered":"

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\nYes, once a person has case number after filing either a Chapter 7 bankruptcy<\/a> or a Chapter 13 bankruptcy<\/a>, a creditor is prohibited from trying contact the debtor in any attempt to collect a debt.\u00a0 With the bankruptcy in place creditors cannot initiate or continue any lawsuits against you or pursue any wage garnishments.\u00a0 In the event that a creditor is trying to contact you or attempt to collect a debt after the bankruptcy has been filed, they would be in violation of the automatic stay bankruptcy code.\u00a0 If this were to happen it would be in your best interest to document every type of contact by writing down the dates, times, people that you spoke with, and the company they are affiliated. Afterwards, contact your attorney and let them know that the bankruptcy’s automatic stay was violated.<\/p>\n

\"FamilyThe Fair Debt Collection Practices Act<\/a> (FDCPA), is a law that protects the debtor from being harassed by a creditor or bill collector.\u00a0 Examples of creditor harassment is when a debt collector threatens to send you to jail if you don\u2019t pay your bills, constant phone calls harassing you to pay the bill, or a threat of bodily harm in anyway.\u00a0 However, if the debt collector calls and doesn\u2019t get you and calls back in an attempt to reach you, this scenario does not constitute debt collection harassment.<\/p>\n

However, you do have the ability to stop harassing phone calls and other creditor harassment by filing bankruptcy. The bankruptcy will create an automatic stay that makes it so the creditor may not continue to contact you. To learn more, contact us<\/a> today to set up your free, no strings attached, bankruptcy consultation.
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Yes, once a person has case number after filing either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, a creditor is prohibited from trying contact the debtor in any attempt to collect a debt.<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,20,6,7,8,16,10,30],"tags":[],"class_list":["post-3585","post","type-post","status-publish","format-video","hentry","category-after-you-file","category-automatic-stay","category-bankruptcy","category-chapter-13","category-chapter-7-2","category-creditors","category-duncan-law-blog","category-video","post_format-post-format-video"],"yoast_head":"\nWill Bankruptcy Stop Creditor Phone Calls & Harassing Contact?<\/title>\n<meta name=\"description\" content=\"When you file for bankruptcy you are protected by the automatic stay that goes into place when the bankruptcy is filed. 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