{"id":3865,"date":"2010-12-06T09:00:07","date_gmt":"2010-12-06T09:00:07","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=3865"},"modified":"2026-06-07T00:47:36","modified_gmt":"2026-06-07T04:47:36","slug":"can-i-sell-my-house-while-in-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-i-sell-my-house-while-in-bankruptcy\/","title":{"rendered":"Can I Sell My House While in Bankruptcy?"},"content":{"rendered":"

This is a common asked question, and a great one!\u00a0 With the downturn of the housing market, many people understandably want to know if they have the right to sell their property when they are in a bankruptcy.<\/p>\n

\"Questions\"While in a Chapter 13 bankruptcy<\/a>, you can indeed sell your home while you are in an active bankruptcy, but<\/em>, you must obtain permission from the court to do so.\u00a0 When you decide you want to sell your property, you will need to contact a realtor to put it on the market for you.\u00a0 At that point, you need to be upfront with them and let them know you are in an active Chapter 13 bankruptcy.\u00a0 When a buyer is found, the realtor will draw up a contract to purchase the home.\u00a0 You will then need to forward that contract to your bankruptcy attorney<\/a> along with a payoff for your existing mortgage(s).\u00a0 At that point, a Motion to Sell Real Property will be filed with the court.\u00a0 It takes approximately 30 days to obtain permission from the court.\u00a0 If there are any excess proceeds from the sale, they will usually be applied to your Chapter 13 bankruptcy.\u00a0 You will rarely get a situation where the debtor gets to keep the proceeds from the sale of the home.<\/p>\n

In a Chapter 7 bankruptcy<\/a>, it is extremely rare to sell the property while in bankruptcy.\u00a0 When you file bankruptcy, you will either surrender (give up) your home or you will retain the property; and since Chapter 7 bankruptcies only last 3 to 6 months, there is usually no point in selling it until after you are out of the bankruptcy.\u00a0 Once you are out of bankruptcy, you would not need permission from the court to make the sale.<\/p>\n

All districts and divisions have different rules, so if you are thinking of selling your home, you will need to contact your bankruptcy attorney first and discuss it with them.<\/p>\n","protected":false},"excerpt":{"rendered":"

This is a common asked question, and a great one!\u00a0 With the downturn of the housing market, many people understandably want to know if they have the right to sell their property when they are in a bankruptcy. While in a Chapter 13 bankruptcy, you can indeed sell your home while you are in an … Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4166,4167],"tags":[],"class_list":["post-3865","post","type-post","status-publish","format-video","hentry","category-chapter-13-bankruptcy","category-foreclosure-real-estate","post_format-post-format-video"],"yoast_head":"\nSelling Your House in Bankruptcy | Duncan Law<\/title>\n<meta name=\"description\" content=\"Can you sell your house while in bankruptcy in NC? 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