{"id":4009,"date":"2010-12-31T09:00:35","date_gmt":"2010-12-31T09:00:35","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=4009"},"modified":"2026-06-07T00:46:48","modified_gmt":"2026-06-07T04:46:48","slug":"can-wages-be-garnished-in-nc","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-wages-be-garnished-in-nc\/","title":{"rendered":"Can Wages Be Garnished in North Carolina?"},"content":{"rendered":"

\"LovingIn the state of North Carolina, there are certain debts which can result in your paycheck being garnished.\u00a0 According to North Carolina law, your employer may be ordered through the court system to garnish\/withhold\/deduct wages from your paycheck and pay your wages to a Creditor for the following types of debts: taxes, student loans, child support, alimony, and payment of ambulance services in certain North Carolina counties.\u00a0 Debts such as taxes, student loans, child support and alimony are usually non-dischargeable when\u00a0filing bankruptcy in North Carolina<\/a>.<\/p>\n

However, the courts of North Carolina are not permitted to order an employer to withhold wages for other types of debts such as car loans, credit card debt, and other personal debts.<\/p>\n

Often an alternative to a Creditor being allowed to garnish an individual\u2019s wages, a creditor may sue you and obtain a lien which may be placed on your home, automobile or personal property.\u00a0 A\u00a0judgment lien<\/a>is a way of collecting on your unpaid balance to a Creditor.\u00a0 Until you, the owner of the asset, take some action to sell, transfer, or refinance the home, car or personal property; the lien will remain attached to the item.\u00a0 Once you sell, transfer, or refinance the item, all judgment lien holders may be entitled to collect on their judgments, depending on the nature of the situation.<\/p>\n

The easiest way to get a judgment lien released is to pay the judgment in full.\u00a0 The law requires that the Creditor release the judgment from the debtor\u2019s asset when the agreed balance is paid in full.\u00a0 In most cases, the Creditor signs a verified statement that the judgment has been paid in full and should be released.\u00a0 The other option would be to include the unpaid Creditor into your bankruptcy filing and discharge the qualified debt.\u00a0 In the case where a judgment and\/or lien has been issued through the court, your attorney will notify the Creditor, the attorney representing the Creditor and the court in which the judgment has been filed.\u00a0 Additional motions, such as a Motion to Avoid a Judicial Lien, may have to be filed with the court in order to remove the lien(s) from your asset depending upon your specific case.<\/p>\n","protected":false},"excerpt":{"rendered":"

In the state of North Carolina, there are certain debts which can result in your paycheck being garnished.\u00a0 According to North Carolina law, your employer may be ordered through the court system to garnish\/withhold\/deduct wages from your paycheck and pay your wages to a Creditor for the following types of debts: taxes, student loans, child … Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4171,4168],"tags":[],"class_list":["post-4009","post","type-post","status-publish","format-standard","hentry","category-bankruptcy-basics","category-credit-and-debt"],"yoast_head":"\nWage Garnishment in North Carolina | Duncan Law<\/title>\n<meta name=\"description\" content=\"NC prohibits wage garnishment for most debts \u2014 but creditors can still place liens on your property. 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