{"id":4356,"date":"2011-04-04T09:00:17","date_gmt":"2011-04-04T09:00:17","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=4356"},"modified":"2015-04-13T03:39:45","modified_gmt":"2015-04-13T03:39:45","slug":"determine-value-of-home-in-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/determine-value-of-home-in-bankruptcy\/","title":{"rendered":"How Do I Determine the Value of My Home If I&#8217;m Filing Bankruptcy?"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"How Do You Determine the Value of Your Home if Filing Bankruptcy?\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/Vxkp88tBikQ?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>The value of your home, from a bankruptcy perspective, is a major concern that you will want to be aware of.\u00a0 From too much equity to the possibility of &#8220;<a title=\"Can I Eliminate a Second or Third Mortgage by Filing Bankruptcy?\" href=\"https:\/\/www.duncanlawonline.com\/eliminate-mortgage-filing-bankruptcy\/\">stripping a lien<\/a>&#8220;, the value of your home plays a key part in your bankruptcy.\u00a0 With the ever fluctuating real estate market, determining the value of your home may seem like a difficult and challenging task.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignleft wp-image-4357 size-medium\" style=\"margin-left: 0px; margin-right: 10px;\" title=\"Family in Front of House\" src=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2011\/04\/Family-in-Front-of-House-200x300.jpg\" alt=\"Family in Front of House\" width=\"200\" height=\"300\" \/><\/p>\n<p>The Bankruptcy Court for the most part will rely on the tax value of your property as recorded by the Tax Assessor in the county which you reside. Many counties now have websites in which you can access detailed information on your property including the assessed value. Unfortunately, tax values don?t always reflect the true value of what your home may be worth.\u00a0 If you think that the tax value of your property is overstated (or understated for that matter) you can always try a different avenue in determining the value of your home such as a Comparative Market Analysis.<\/p>\n<p>A Comparative Market Analysis, which is also referred to as a CMA, is an analysis done by a real estate agent to establish a home?s market value. It is not an appraisal. The CMA compares homes of similar size, condition, age, and style in the same area or neighborhood that are currently on the market, under contract and that have recently sold. The comparables will in most cases better reflect the actual value of a home. It may seem like a lot of work to obtain a CMA but if it means protecting your home and your equity, in most cases, it?s worth it.<\/p>\n<p>While most real estate agents will provide you with a Comparative Market Analysis of your home at no charge, some real estate agents may charge you if you are not putting your house on the market.<\/p>\n<p>Every <a title=\"Who is a Bankruptcy Trustee and What Do They Do?\" href=\"https:\/\/www.duncanlawonline.com\/bankruptcy-trustee\/\">Bankruptcy Trustee<\/a> is different and you will need to discuss your home?s value and what issues may arise around it with your attorney so he or she may give you advice that is tailored to your case.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The value of your home, from a bankruptcy perspective, is a major concern that you will want to be aware of.\u00a0 From too much equity to the possibility of &#8220;stripping a lien&#8220;, the value of your home plays a key part in your bankruptcy.\u00a0 With the ever fluctuating real estate market, determining the value of &#8230; <a title=\"How Do I Determine the Value of My Home If I&#8217;m Filing Bankruptcy?\" class=\"read-more\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/determine-value-of-home-in-bankruptcy\/\" aria-label=\"Read more about How Do I Determine the Value of My Home If I&#8217;m Filing Bankruptcy?\">Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,28,7,8,10,42,30],"tags":[],"class_list":["post-4356","post","type-post","status-publish","format-video","hentry","category-bankruptcy","category-bankruptcy-video","category-chapter-13","category-chapter-7-2","category-duncan-law-blog","category-exemptions","category-video","post_format-post-format-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Determining the Value of Your Home If Filing Bankruptcy?<\/title>\n<meta name=\"description\" content=\"Determining the value of your home is important. 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