{"id":4615,"date":"2011-07-11T09:00:12","date_gmt":"2011-07-11T09:00:12","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=4615"},"modified":"2015-04-13T02:50:50","modified_gmt":"2015-04-13T02:50:50","slug":"can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\/","title":{"rendered":"Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/rVskOnZbrAc?wmode=transparent&amp;rel=0&amp;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>The short answer is yes.\u00a0 However, there is a bit of a process behind purchasing a vehicle in a Chapter 13.\u00a0 First, your budget needs to be reviewed.\u00a0 This requires your bankruptcy attorney to review your income and your expenses to make sure you can afford to have an extra payment in your budget.\u00a0 Once it has been established that you are able to make a new car payment, a request to purchase a car must be made to the Bankruptcy Court.\u00a0 This is done through a process called a <strong>Motion to Incur Debt<\/strong>.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-medium wp-image-4617\" style=\"margin-left: 0px; margin-right: 10px;\" title=\"Researching Bankruptcy Questions\" src=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2011\/07\/Computer-200x300.jpg\" alt=\"Researching Bankruptcy Questions\" width=\"200\" height=\"300\" \/><\/p>\n<p>After your <a title=\"Bankruptcy Lawyers in Charlotte, Greensboro &amp; Winston-Salem, NC\" href=\"https:\/\/www.duncanlawonline.com\/bankruptcy\/\">bankruptcy lawyer<\/a> files the Motion to Incur Debt the bankruptcy judge will evaluate your situation to make sure that you can make the monthly payments without any problems. If there are problems, they will deny your ability to get financing for the vehicle. It is the judge\u2019s job to make sure that you do not incur new debt and end up in the same situation that caused you to file bankruptcy in the first place.<\/p>\n<p>What if you plan to buy a car without financing?\u00a0 You will still need to obtain permission; additionally, you will need to explain where the lump sum of money came from.\u00a0 It is always best to discuss this possibility with your attorney first to remove any possible issues that may arise from the access of extra money.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The short answer is yes.\u00a0 However, there is a bit of a process behind purchasing a vehicle in a Chapter 13.\u00a0 First, your budget needs to be reviewed.\u00a0 This requires your bankruptcy attorney to review your income and your expenses to make sure you can afford to have an extra payment in your budget.\u00a0 Once &#8230; <a title=\"Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?\" class=\"read-more\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\/\" aria-label=\"Read more about Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?\">Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,6,28,7,10,30],"tags":[],"class_list":["post-4615","post","type-post","status-publish","format-video","hentry","category-after-you-file","category-bankruptcy","category-bankruptcy-video","category-chapter-13","category-duncan-law-blog","category-video","post_format-post-format-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?<\/title>\n<meta name=\"description\" content=\"You can purchase a new vehicle in a Chapter 13 bankruptcy. However, you must obtain permission from the court through a Motion to Incur Debt.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?\" \/>\n<meta property=\"og:description\" content=\"You can purchase a new vehicle in a Chapter 13 bankruptcy. However, you must obtain permission from the court through a Motion to Incur Debt.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\/\" \/>\n<meta property=\"og:site_name\" content=\"Bankruptcy Lawyers | Charlotte, Greensboro, Winston-Salem, Asheville, Salisbury &amp; High Point, NC\" \/>\n<meta property=\"article:published_time\" content=\"2011-07-11T09:00:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-04-13T02:50:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2011\/07\/Computer-200x300.jpg\" \/>\n<meta name=\"author\" content=\"Damon Duncan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Damon Duncan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/\"},\"author\":{\"name\":\"Damon Duncan\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/#\\\/schema\\\/person\\\/f7b4948225deab021c8ba0edbea00655\"},\"headline\":\"Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?\",\"datePublished\":\"2011-07-11T09:00:12+00:00\",\"dateModified\":\"2015-04-13T02:50:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/\"},\"wordCount\":244,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/wp-content\\\/uploads\\\/2011\\\/07\\\/Computer-200x300.jpg\",\"articleSection\":[\"After You File\",\"Bankruptcy\",\"Bankruptcy Video Vault\",\"Chapter 13\",\"Duncan Law Blog\",\"Video\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/\",\"name\":\"Can I Purchase a Vehicle in a Chapter 13 Bankruptcy?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/can-i-purchase-a-vehicle-in-a-chapter-13-bankruptcy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/wp-content\\\/uploads\\\/2011\\\/07\\\/Computer-200x300.jpg\",\"datePublished\":\"2011-07-11T09:00:12+00:00\",\"dateModified\":\"2015-04-13T02:50:50+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/#\\\/schema\\\/person\\\/f7b4948225deab021c8ba0edbea00655\"},\"description\":\"You can purchase a new vehicle in a Chapter 13 bankruptcy. 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