{"id":5109,"date":"2012-02-07T09:00:48","date_gmt":"2012-02-07T09:00:48","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=5109"},"modified":"2026-06-07T00:40:32","modified_gmt":"2026-06-07T04:40:32","slug":"can-a-creditor-call-me-at-my-job","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-a-creditor-call-me-at-my-job\/","title":{"rendered":"Can a Creditor Call Me At My Job?"},"content":{"rendered":"<p align=\"left\"><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-medium wp-image-8195\" src=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2015\/04\/Laptop-Keyboard-Picture-300x200.jpg\" alt=\"Open Laptop - Keyboard\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Laptop-Keyboard-Picture-300x200.jpg 300w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Laptop-Keyboard-Picture-1030x686.jpg 1030w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Laptop-Keyboard-Picture-705x470.jpg 705w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Laptop-Keyboard-Picture-450x300.jpg 450w, https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2015\/04\/Laptop-Keyboard-Picture.jpg 1300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Have you ever had a creditor or debt collector call you at work?\u00a0 After the shock of the call wears off, you wonder \u201ccan they do that, is that legal?\u201d\u00a0 The answer of whether it is legal in North Carolina depends on your specific situation.<\/p>\n<p align=\"left\"><a href=\"http:\/\/www.ncga.state.nc.us\/EnactedLegislation\/Statutes\/HTML\/BySection\/Chapter_75\/GS_75-52.html\">North Carolina General Statutes, Article 2, Section 75-52<\/a> outlines what is considered harassment by a debt collector.\u00a0\u00a0 Subsection 4 specifically addresses phone calls made by debt collectors to an individual\u2019s place of work.\u00a0 There are two key component to this subsection that help determine whether calling you at work is considered legal under the North Carolina Statutes.<\/p>\n<p style=\"padding-left: 60px;\" align=\"left\">Did you provide your work telephone number to the creditor or debt collector at any point in time thus telling them it is okay to contact you at work?<\/p>\n<p style=\"padding-left: 60px;\" align=\"left\">Does the creditor or debt collector have another telephone number to contact you at during non-working hours?<\/p>\n<p align=\"left\">If you provided the debt collector your work telephone number, you may have unintentionally given them permission to contact you at work.\u00a0 As a result, you want to correct that problem by telling the creditor or debt collector that the work telephone number is no longer a good number to reach you, and you are requesting they no longer contact you at that telephone number.\u00a0 <strong>In addition<\/strong>, you will need to provide another telephone number they can contact you at during <strong>non-working hours<\/strong>.\u00a0 If you do not provide the creditor or debt collector with another valid telephone number where they can contact you, they may continue to contact you at work even if you have asked them to stop calling you there.\u00a0 Why, because the work number is the <strong>only<\/strong> telephone number they have to contact you.<\/p>\n<p align=\"left\">You can easily stop creditors or debt collectors from contacting you at work,\u00a0 however, you must provide them with an alternative number you can be reached during non-working hours.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever had a creditor or debt collector call you at work?\u00a0 After the shock of the call wears off, you wonder \u201ccan they do that, is that legal?\u201d\u00a0 The answer of whether it is legal in North Carolina depends on your specific situation. North Carolina General Statutes, Article 2, Section 75-52 outlines what &#8230; <a title=\"Can a Creditor Call Me At My Job?\" class=\"read-more\" href=\"https:\/\/www.duncanlawonline.com\/staging\/8350\/can-a-creditor-call-me-at-my-job\/\" aria-label=\"Read more about Can a Creditor Call Me At My Job?\">Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4168],"tags":[],"class_list":["post-5109","post","type-post","status-publish","format-standard","hentry","category-credit-and-debt"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Can Creditors Call You at Work? | Duncan Law<\/title>\n<meta name=\"description\" content=\"NC law limits when debt collectors can call your job. 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