{"id":6164,"date":"2014-04-23T15:59:57","date_gmt":"2014-04-23T19:59:57","guid":{"rendered":"http:\/\/www.duncanlawonline.com\/?p=6164"},"modified":"2026-06-07T00:35:00","modified_gmt":"2026-06-07T04:35:00","slug":"chapter-13-phone-interview","status":"publish","type":"post","link":"https:\/\/www.duncanlawonline.com\/staging\/8350\/chapter-13-phone-interview\/","title":{"rendered":"What You Need to Know Before Your Chapter 13 Phone Interview"},"content":{"rendered":"

If you file a Chapter 13 bankruptcy<\/a> in the Middle District of North Carolina (Greensboro, Winston-Salem and surrounding areas), you will be required to have a phone interview with the Chapter 13 Trustee\u2019s<\/a> office.<\/p>\n

You will need to call the Trustee\u2019s office to schedule your phone interview. Be sure to call in on the date and time it is scheduled for \u2013 if you do not call for your phone interview, the Court can dismiss your bankruptcy case!<\/p>\n

Another important note: the Trustee\u2019s office cannot do the phone interview with you if they have not received all of the necessary documentation from you beforehand. It is important to submit all of the documents they have requested before <\/em>the interview!<\/p>\n

\"SmartphoneThe night before your phone interview, sit down with the copy of your bankruptcy petition you were given after your signing appointment. Remember: you came to our office for your signing appointment, we reviewed the petition together, and then we gave you a copy of the paperwork after the appointment was done.<\/p>\n

During your phone interview, the staff from the Trustee\u2019s office will be looking at the same paperwork that you have a copy of. You need to review it the night before just to refresh your memory on everything we reviewed together.<\/p>\n

The purpose of the phone interview is to review the file and ask you any clarification questions the court may have. Remember, our office has had a lot of interaction with you \u2013 we\u2019ve asked you a lot of questions, received a lot of paperwork from you, and spent a lot of time with you. The only information the Trustee\u2019s office has is the petition that was filed with the Court and the paperwork you submitted to them. It is important to be patient on the phone during the interview. They are asking questions so they have accurate information about your case. If you get frustrated or impatient, it will not help your case!<\/p>\n

Finally, be sure to keep a note pad near you during the interview. If you think of any questions during the phone interview, jot them down and call our office afterwards to talk to us about your questions.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you file a Chapter 13 bankruptcy in the Middle District of North Carolina (Greensboro, Winston-Salem and surrounding areas), you will be required to have a phone interview with the Chapter 13 Trustee\u2019s office. You will need to call the Trustee\u2019s office to schedule your phone interview. Be sure to call in on the date … Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4166],"tags":[],"class_list":["post-6164","post","type-post","status-publish","format-video","hentry","category-chapter-13-bankruptcy","post_format-post-format-video"],"yoast_head":"\nChapter 13 Phone Interview Guide | Duncan Law<\/title>\n<meta name=\"description\" content=\"Filing Chapter 13 in NC's Middle District? Learn what to expect in your Trustee phone interview, how to prepare, and what happens if you miss it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What You Need to Know Before Your Chapter 13 Phone Interview\" \/>\n<meta property=\"og:description\" content=\"If you file a Chapter 13 bankruptcy in the Middle District of North Carolina (Greensboro, Winston-Salem and surrounding areas), you will be required to\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/\" \/>\n<meta property=\"og:site_name\" content=\"Duncan Law\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/duncanlawonline\" \/>\n<meta property=\"article:published_time\" content=\"2014-04-23T19:59:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-07T04:35:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2026\/06\/blog-ch13-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Damon Duncan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@DuncanLaw\" \/>\n<meta name=\"twitter:site\" content=\"@DuncanLaw\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Damon Duncan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/\"},\"author\":{\"name\":\"Damon Duncan\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/person\\\/f7b4948225deab021c8ba0edbea00655\"},\"headline\":\"What You Need to Know Before Your Chapter 13 Phone Interview\",\"datePublished\":\"2014-04-23T19:59:57+00:00\",\"dateModified\":\"2026-06-07T04:35:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/\"},\"wordCount\":376,\"publisher\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/wp-content\\\/uploads\\\/2014\\\/04\\\/Smartphone-Icon-218x300.png\",\"articleSection\":[\"Chapter 13 Bankruptcy\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/\",\"name\":\"Chapter 13 Phone Interview Guide | Duncan Law\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/wp-content\\\/uploads\\\/2014\\\/04\\\/Smartphone-Icon-218x300.png\",\"datePublished\":\"2014-04-23T19:59:57+00:00\",\"dateModified\":\"2026-06-07T04:35:00+00:00\",\"description\":\"Filing Chapter 13 in NC's Middle District? Learn what to expect in your Trustee phone interview, how to prepare, and what happens if you miss it.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/wp-content\\\/uploads\\\/2014\\\/04\\\/Smartphone-Icon-218x300.png\",\"contentUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/wp-content\\\/uploads\\\/2014\\\/04\\\/Smartphone-Icon-218x300.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/chapter-13-phone-interview\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.duncanlawonline.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What You Need to Know Before Your Chapter 13 Phone Interview\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#website\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/\",\"name\":\"Duncan Law\",\"description\":\"Bankruptcy attorneys getting a fresh financial start for those in North Carolina.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.duncanlawonline.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#organization\",\"name\":\"Duncan Law, LLP\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Duncan-Law-Logo.jpg\",\"contentUrl\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Duncan-Law-Logo.jpg\",\"width\":1,\"height\":1,\"caption\":\"Duncan Law, LLP\"},\"image\":{\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/duncanlawonline\",\"https:\\\/\\\/x.com\\\/DuncanLaw\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/duncan-law-pllc---north-carolina-law-firm\"],\"description\":\"Duncan Law, LLP is a North Carolina bankruptcy law firm helping individuals and families find relief from debt since 1996. With a board-certified bankruptcy specialist on staff, we guide clients through Chapter 7 and Chapter 13 bankruptcy from offices in Greensboro, Charlotte, Winston-Salem, Asheville, High Point, and Salisbury.\",\"email\":\"damonduncan@duncanlawonline.com\",\"telephone\":\"+1-336-856-1234\",\"legalName\":\"Duncan Law, LLP\",\"foundingDate\":\"1996-01-01\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.duncanlawonline.com\\\/#\\\/schema\\\/person\\\/f7b4948225deab021c8ba0edbea00655\",\"name\":\"Damon Duncan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g\",\"caption\":\"Damon Duncan\"},\"url\":\"https:\\\/\\\/www.duncanlawonline.com\\\/staging\\\/8350\\\/author\\\/dlo\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Chapter 13 Phone Interview Guide | Duncan Law","description":"Filing Chapter 13 in NC's Middle District? Learn what to expect in your Trustee phone interview, how to prepare, and what happens if you miss it.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/","og_locale":"en_US","og_type":"article","og_title":"What You Need to Know Before Your Chapter 13 Phone Interview","og_description":"If you file a Chapter 13 bankruptcy in the Middle District of North Carolina (Greensboro, Winston-Salem and surrounding areas), you will be required to","og_url":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/","og_site_name":"Duncan Law","article_publisher":"https:\/\/www.facebook.com\/duncanlawonline","article_published_time":"2014-04-23T19:59:57+00:00","article_modified_time":"2026-06-07T04:35:00+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2026\/06\/blog-ch13-1.jpg","type":"image\/jpeg"}],"author":"Damon Duncan","twitter_card":"summary_large_image","twitter_creator":"@DuncanLaw","twitter_site":"@DuncanLaw","twitter_misc":{"Written by":"Damon Duncan","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#article","isPartOf":{"@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/"},"author":{"name":"Damon Duncan","@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/person\/f7b4948225deab021c8ba0edbea00655"},"headline":"What You Need to Know Before Your Chapter 13 Phone Interview","datePublished":"2014-04-23T19:59:57+00:00","dateModified":"2026-06-07T04:35:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/"},"wordCount":376,"publisher":{"@id":"https:\/\/www.duncanlawonline.com\/#organization"},"image":{"@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#primaryimage"},"thumbnailUrl":"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2014\/04\/Smartphone-Icon-218x300.png","articleSection":["Chapter 13 Bankruptcy"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/","url":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/","name":"Chapter 13 Phone Interview Guide | Duncan Law","isPartOf":{"@id":"https:\/\/www.duncanlawonline.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#primaryimage"},"image":{"@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#primaryimage"},"thumbnailUrl":"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2014\/04\/Smartphone-Icon-218x300.png","datePublished":"2014-04-23T19:59:57+00:00","dateModified":"2026-06-07T04:35:00+00:00","description":"Filing Chapter 13 in NC's Middle District? Learn what to expect in your Trustee phone interview, how to prepare, and what happens if you miss it.","breadcrumb":{"@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#primaryimage","url":"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2014\/04\/Smartphone-Icon-218x300.png","contentUrl":"https:\/\/www.duncanlawonline.com\/wp-content\/uploads\/2014\/04\/Smartphone-Icon-218x300.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.duncanlawonline.com\/chapter-13-phone-interview\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.duncanlawonline.com\/"},{"@type":"ListItem","position":2,"name":"What You Need to Know Before Your Chapter 13 Phone Interview"}]},{"@type":"WebSite","@id":"https:\/\/www.duncanlawonline.com\/#website","url":"https:\/\/www.duncanlawonline.com\/","name":"Duncan Law","description":"Bankruptcy attorneys getting a fresh financial start for those in North Carolina.","publisher":{"@id":"https:\/\/www.duncanlawonline.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.duncanlawonline.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.duncanlawonline.com\/#organization","name":"Duncan Law, LLP","url":"https:\/\/www.duncanlawonline.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2021\/06\/Duncan-Law-Logo.jpg","contentUrl":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-content\/uploads\/2021\/06\/Duncan-Law-Logo.jpg","width":1,"height":1,"caption":"Duncan Law, LLP"},"image":{"@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/duncanlawonline","https:\/\/x.com\/DuncanLaw","https:\/\/www.linkedin.com\/company\/duncan-law-pllc---north-carolina-law-firm"],"description":"Duncan Law, LLP is a North Carolina bankruptcy law firm helping individuals and families find relief from debt since 1996. With a board-certified bankruptcy specialist on staff, we guide clients through Chapter 7 and Chapter 13 bankruptcy from offices in Greensboro, Charlotte, Winston-Salem, Asheville, High Point, and Salisbury.","email":"damonduncan@duncanlawonline.com","telephone":"+1-336-856-1234","legalName":"Duncan Law, LLP","foundingDate":"1996-01-01"},{"@type":"Person","@id":"https:\/\/www.duncanlawonline.com\/#\/schema\/person\/f7b4948225deab021c8ba0edbea00655","name":"Damon Duncan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0860bfb51834492373565e7f54c76f359af1bc371f1ee7145faa06c8d0a0538d?s=96&d=mm&r=g","caption":"Damon Duncan"},"url":"https:\/\/www.duncanlawonline.com\/staging\/8350\/author\/dlo\/"}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts\/6164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/comments?post=6164"}],"version-history":[{"count":9,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts\/6164\/revisions"}],"predecessor-version":[{"id":13953,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/posts\/6164\/revisions\/13953"}],"wp:attachment":[{"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/media?parent=6164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/categories?post=6164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duncanlawonline.com\/staging\/8350\/wp-json\/wp\/v2\/tags?post=6164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}