Duncan Law Blog

Bankruptcy Insights & Resources

Practical guidance on Chapter 7, Chapter 13, foreclosure defense, and debt relief for North Carolina families.

Credit & Debt

The Dangers of Cosigning On A Debt

Cosigning on a debt is almost never recommended. However, it’s a tough decision sometimes when you have friends or family that need you to cosign on a debt to receive the necessary loan. Typically, though, it’s not a good idea to cosign on a debt. Let’s find out why. What is a cosigner? When someone … Read more

Read more
Workers' Compensation

What is Form EC100 of the North Carolina Industrial Commission?

Form EC 100 of the North Carolina industrial commission is a form requesting compensation to persons erroneously convicted of felonies. Normally, the North Carolina Industrial Commission has jurisdiction regarding workers who are injured on the job.  However, in 1997 the North Carolina General Assembly charged the North Carolina Industrial Commission with the administration of compensation … Read more

Read more
Bankruptcy Basics

How Much Will Bankruptcy Hurt My Credit Score?

In a previous blog post we have discussed how long filing a bankruptcy will impact your credit score. Today we are going to discuss how much filing a bankruptcy will hurt your credit score. The reality is, nobody knows exactly how much a bankruptcy will impact your credit score. There are five different areas that … Read more

Read more
No Cost. No Commitment. No Judgment.

Ready to talk about your options?

We answer calls 24 hours a day. A free phone consultation takes 20–30 minutes and leaves you with a clear picture of your options — no obligation whatsoever.