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Chapter 13 Bankruptcy

Getting A Newer Vehicle While In A Chapter 13 Bankruptcy

June 4, 2014

If you are currently in a Chapter 13 bankruptcy and want to purchase a new vehicle there are several things that must be done. The information below is extremely important to the success of you being able to get a new vehicle so read it very, very carefully. It is critical that you get the court’s permission before going and incurring any debt (loans) on your own. To make the process as clear as possible we have broken it up into five different steps.

Bankruptcy Basics

What Is A Quitclaim Deed?

May 27, 2014

Workers' Compensation

What Is A TENS Machine?

May 15, 2014

TENS stands for Transcutaneous Electrical Nerve Stimulation. A TENS machine is a device that uses mild electrical currents to stimulate nerves, generally used to reduce pain. A TENS machine is non-invasive because the electrodes are placed on the surface of the skin only. The TENS unit is often used to help reduce pain, especially pain in … Read more

Bankruptcy Basics

Can I Withdraw Or Take Out A Loan From My Retirement After Filing Bankruptcy?

May 6, 2014

Thinking about taking money out of your retirement account during bankruptcy? Maybe your car broke down. Maybe a big medical bill showed up. Maybe an emergency hit, and your 401(k) or IRA feels like the only place to find cash. This is a very common worry. And it is a fair question. After all, it … Read more

Bankruptcy Basics

The Dangers of Facebook to Your Bankruptcy

April 29, 2014

If you’re reading this blog post the chances are good that you have a Facebook profile or account. If so, you’re not alone. Recent statistics reported by The Blog Herald indicate that there are now over 500 million Facebook users. Of those 500 million users, half of those users log in to their Facebook account … Read more

Chapter 13 Bankruptcy

What You Need to Know Before Your Chapter 13 Phone Interview

April 23, 2014

If you file a Chapter 13 bankruptcy in the Middle District of North Carolina (Greensboro, Winston-Salem and surrounding areas), you will be required to have a phone interview with the Chapter 13 Trustee’s office. You will need to call the Trustee’s office to schedule your phone interview. Be sure to call in on the date … Read more

Workers' Compensation

What is the North Carolina Industrial Commission's Form MSC8?

April 9, 2014

North Carolina Industrial Commission Form MSC8 is a mediated or compromised settlement agreement. This mediated settlement agreement sets forth the terms of the settlement agreement in a workers’ compensation case in North Carolina. The agreement stipulates certain agreed upon facts of the case which may include, but is not limited to, the following topics: 1) … Read more

Credit & Debt

The Dangers of Cosigning On A Debt

April 4, 2014

Cosigning on a debt is almost never recommended. However, it’s a tough decision sometimes when you have friends or family that need you to cosign on a debt to receive the necessary loan. Typically, though, it’s not a good idea to cosign on a debt. Let’s find out why. What is a cosigner? When someone … Read more

Workers' Compensation

What is Form EC100 of the North Carolina Industrial Commission?

April 1, 2014

Form EC 100 of the North Carolina industrial commission is a form requesting compensation to persons erroneously convicted of felonies. Normally, the North Carolina Industrial Commission has jurisdiction regarding workers who are injured on the job. However, in 1997 the North Carolina General Assembly charged the North Carolina Industrial Commission with the administration of compensation … Read more

Bankruptcy Basics

How Much Will Bankruptcy Hurt My Credit Score?

March 19, 2014

In a previous blog post we have discussed how long filing a bankruptcy will impact your credit score. Today we are going to discuss how much filing a bankruptcy will hurt your credit score. The reality is, nobody knows exactly how much a bankruptcy will impact your credit score. There are five different areas that … Read more

Bankruptcy Insights & Resources

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