Category: Bankruptcy Basics

Do you remember your wedding day?  Think back to your vows you made to one another, especially “through sickness and in health.”  When you promise to spend your lives together, you are also promising to provide and support the other person, making sure all their needs are met and expenses paid. These needs are recognized … Read more

A writ of execution will be delivered by the sheriff.  Basically, it is a court order from the judge allowing the sheriff to take possession of any assets you may have on hand.  Why is this happening to you?  A writ of execution is filed after a judgment has been issued against you in favor … Read more

You will still be responsible for the loan or debt on your vehicle even if you voluntarily turn it in. If you have a vehicle that you cannot make payments on, you have the choice of voluntarily surrendering the car or you can let the creditor repossess it. What many people do not know is voluntarily surrendering the vehicle is still considered a reposession on your credit report, a voluntary reposession.

The Fair Debt Collection Practices Act is an act that was passed to keep consumers from being abused by creditors.  Already feeling abused and harassed by the constant calls or the condescending tones or the threatening letters?  There is something you may be able to do about it. Whenever my mother was frustrated by someone … Read more