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Category: Bankruptcy Basics

Bankruptcy Basics

What is a Motion for Relief from Stay?

If you filed bankruptcy and got a notice that says "Motion for Relief from Stay," it is normal to feel scared. You may think you are about to lose your house or your car. Take a breath. This notice does not always mean bad news. In many cases, you still have options. This article explains … Read more

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Bankruptcy Basics

What is the Means Test in Bankruptcy?

With major changes in the bankruptcy laws in 2005, you are required to undergo a “means test.” Simply put, your household’s income for the six months prior to filing bankruptcy (your income, your spouse’s income and any contribution to your household from others) is annualized and compared to the Census Bureau’s median income for the same size household within your state.

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