Category: Bankruptcy Basics
Can I Wipe Out Student Loans in Bankruptcy?
If you are buried in student loan debt, you are not alone. Many people in North Carolina ask us the same question: "Can bankruptcy get rid of my student loans?" It is a fair question. When your payments feel impossible and the balance keeps climbing, you deserve a clear, honest answer. This article explains what … Read more
-David | High Point, NC
“They go the extra mile to ensure everything is handled properly and that all of your questions are answered. The system they use makes it easy for the client to follow the entire process from start to finish. They are always there to answer questions and help you maintain a positive attitude during a difficult … Read more
Does Bankruptcy Wipe Out Child Support or Alimony?
Unfortunately, alimony and child support cannot be wiped out in bankruptcy. Alimony and child support are considered “priority” debts that must be repaid. In other words, the bankruptcy laws view alimony and child support as very important debt that one cannot just wipe out with a bankruptcy. However, if you are behind on your alimony … Read more
Are Social Security Disability Benefits Protected in Bankruptcy?
Worried that filing bankruptcy might take away your Social Security check? That fear is very common. Many people who live on Social Security retirement or disability income think bankruptcy could leave them with nothing. Here is the good news. Social Security benefits get strong protection in bankruptcy. This article explains how that protection works. It … Read more
Can Taxes Be Wiped Out in Bankruptcy?
Tax debt is one of the scariest kinds of debt to owe. The IRS and the North Carolina Department of Revenue have powerful tools to collect. They can garnish your wages, seize your bank account, and put a lien on your home. So it makes sense to wonder if bankruptcy can help. The good news … Read more
What Happens After My Free Bankruptcy Consultation?
You met with a bankruptcy attorney. You asked your questions. Now you are sitting at home wondering, "What happens next?" This is a normal feeling. A lot of people feel relieved after their first meeting, but they also feel unsure about the steps that come next. The good news is that the process is simpler … Read more
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