Category: Bankruptcy Basics
What Happens After My Free Bankruptcy Consultation?
After your free bankruptcy consultation, you may choose to sign a contract. We will thoroughly explain each section of the contract, answer any other questions that you may have and allow you as much time as necessary to review our work agreement. At this time we can set you up on an easy payment plan, which allows … Read more
Important Issues When Completing Your Bankruptcy Paperwork
The foundation of your bankruptcy starts with your paperwork. We find it easier to gather all of your documents and then start to fill out your workbook. When gathering all of your documents, make sure that they are all there. We would rather receive too much information than not enough. The documents themselves determine quite … Read more
What is a Motion for Relief from Stay?
Regardless of whether you file a Chapter 7 bankruptcy or a Chapter 13 bankruptcy , the automatic stay immediately goes into effect when the bankruptcy is filed. The automatic stay is a court order that can stop a foreclosure on a house or a repossession of a vehicle and prohibits creditors from contacting you to collect a debt. … Read more
What is the Means Test in Bankruptcy?
With major changes in the bankruptcy laws in 2005, you are required to undergo a “means test.” Simply put, your household’s income for the six months prior to filing bankruptcy (your income, your spouse’s income and any contribution to your household from others) is annualized and compared to the Census Bureau’s median income for the same size household within your state.
-Tony | Trinity, NC
I just cant believe that anyone could have done a better job than Damon and Melissa. The reason we feel this way is they both bent over backwards for us from beginning to end and after. They did things that really wasn’t required of them. Right now if I needed to talk to either one of them I could. They treat you like family.
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