Can I Amend My Bankruptcy After Filing?

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In short, yes, you can amend your bankruptcy after filing; it just depends on what you are amending and the timeframe.  Here are some common amendments and the timeframe:

Adding a Creditor: Anytime up until the discharge.  You will need to speak with your attorney to establish the fees for this.  The court will also charge a filing fee for adding the creditor.

Bills in MailboxChanging an Address: Anytime up until the discharge.

Changing a Budget: No longer receiving income?  Have an added expense that you forgot?  These changes can be made at any point up until the discharge.

Adding Property: Anytime up until the discharge.  BEWARE: Any property that is added to the bankruptcy must be protected using your exemptions.  You can only change the bankruptcy exemptions up until the hearing unless you a) have been instructed by the bankruptcy Trustee to change the exemption, or b) file a motion with the court asking for them to allow the exemption change.  Anytime there are additional motions to file that are above and beyond the norm, there are likely additional charges in which you will need to discuss with your attorney.

Surrendering Property: Yes, you can change your mind!  Maybe that car payment is hindering your ability to regain your footing as easily as you thought.  You can give that car up at any point up until your discharge.

These are just a few common scenarios in which you may choose to amend your bankruptcy.  Of course, each bankruptcy is different and each person’s case and needs are different. You will want to consult your bankruptcy attorney for their advice.
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