The Short Answer If you are thinking about Chapter 13 bankruptcy, you are probably worried about one big thing: will you have to pay back every dollar you owe? The good news is that most people do not. Chapter 13 lets you repay what you can afford over three to five years. Some of your … Read more
If you are thinking about filing Chapter 13 bankruptcy, one question is probably keeping you up at night: "How much will my payment be?" That makes sense. Before you commit to a plan that lasts three to five years, you want to know what it will cost each month. The honest answer is that there … Read more
Losing your income partway through a Chapter 13 bankruptcy is a scary feeling. You started a repayment plan in good faith. You made your payments. Then life changed. Maybe you got sick. Maybe you lost your job. Now you can't finish your plan, and you're afraid you'll lose everything you worked for. There may be … Read more
If you have missed a mortgage payment or two, you may be lying awake at night worried about losing your home. That fear is real, and you are not alone. Many good people fall behind on their mortgage after a job loss, an illness, or another setback. The good news is that foreclosure does not … Read more
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