Duncan Law Blog

Bankruptcy Insights & Resources

Practical guidance on Chapter 7, Chapter 13, foreclosure defense, and debt relief for North Carolina families.

Workers' Compensation

The Basics of Workers’ Compensation

Workers compensation is a practice area that can best be handled with the guidance of a workers compensation attorney. Below is a simplified introduction to workers’ compensation law. More detailed explanations of workers’ compensation laws will follow in future blog posts. Workers’ compensation laws were developed to be beneficial to both the employee and the … Read more

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Bankruptcy Basics

What is a Motion for Relief from Stay?

If you filed bankruptcy and got a notice that says "Motion for Relief from Stay," it is normal to feel scared. You may think you are about to lose your house or your car. Take a breath. This notice does not always mean bad news. In many cases, you still have options. This article explains … Read more

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Bankruptcy Basics

What is the Means Test in Bankruptcy?

With major changes in the bankruptcy laws in 2005, you are required to undergo a “means test.” Simply put, your household’s income for the six months prior to filing bankruptcy (your income, your spouse’s income and any contribution to your household from others) is annualized and compared to the Census Bureau’s median income for the same size household within your state.

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Chapter 13 Bankruptcy

What is a Chapter 13 Bankruptcy?

For individuals, there are two common types of bankruptcy: Chapter 7 bankruptcy and Chapter 13 bankruptcy.  We discussed Chapter 7 bankruptcy in a previous post, but as a quick refresher, Chapter 7 bankruptcy is a liquidation bankruptcy that will allow a person to eliminate most of their unsecured debt such as credit cards, medical bills, … Read more

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