Practical guidance on Chapter 7, Chapter 13, foreclosure defense, and debt relief for North Carolina families.
It is very important that you make your Chapter 13 bankruptcy payments every month as required by your Chapter 13 plan. If you fail to make your monthly payment to the Trustee, the Trustee will ask the Court to dismiss your case. He or she does this by filing a “Motion to Dismiss.” The Trustee … Read more
One of the biggest fears people have in filing bankruptcy is being able to protect their property. Here is the good news – we can almost always protect all of your property. You are entitled to keep a generous amount of your belongings when filing bankruptcy. North Carolina law now provides higher personal exemptions–items that are protected from seizure by your creditors.
If you or a loved one has been injured or severely neglected in a nursing home, the timeframe to seek damages against the facility and staff is limited by law in North Carolina to three years from the last act of malpractice. In other words, you must file a lawsuit prior to the three year … Read more
Expert witnesses play a vital role in the success of a case at trial. Typically, both the plaintiffs and the defendants will have expert witnesses that testify that either the standard of care was or was not violated. The outcome of a case may depend upon which expert witness the jury believes more. Therefore, having … Read more
A Consent Order is an agreement between you (usually written up by your bankruptcy lawyer) and the mortgage company or homeowner’s association to allow you to get caught on any Chapter 13 bankruptcy payments so you can keep your house. There are a few situations to be aware of when it comes to getting together … Read more
If you are buried in student loan debt, you are not alone. Many people in North Carolina ask us the same question: "Can bankruptcy get rid of my student loans?" It is a fair question. When your payments feel impossible and the balance keeps climbing, you deserve a clear, honest answer. This article explains what … Read more
“They go the extra mile to ensure everything is handled properly and that all of your questions are answered. The system they use makes it easy for the client to follow the entire process from start to finish. They are always there to answer questions and help you maintain a positive attitude during a difficult … Read more
We answer calls 24 hours a day. A free phone consultation takes 20–30 minutes and leaves you with a clear picture of your options — no obligation whatsoever.
