Attorney Author

Articles by Damon Duncan

Workers' Compensation

Will the Insurance Company Provide me with Transportation in a Worker’s Comp Claim?

https://www.youtube.com/watch?v=e6uxiAJyDzU&feature=youtu.be Yes, the insurance company can provide you with transportation to receive medical care that is approved by the insurance company or the North Carolina Industrial Commission. Usually you must provide your own transportation, but the insurance company will reimburse you the expenses.  However, if your injury makes it difficult to drive to and from … Read more

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Chapter 13 Bankruptcy

What is Forced Placed Insurance?

If your homeowner’s insurance policy lapses — or if your lender decides your coverage is insufficient — your mortgage servicer may purchase insurance on your behalf and charge the cost to your account. This is called force-placed insurance, also known as lender-placed insurance or creditor-placed insurance. It sounds like a convenience, but it is almost … Read more

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Credit & Debt

How Long Does Bankruptcy Ruin Your Credit?

If you are considering getting a clean slate and filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy in North Carolina, you have probably heard that bankruptcy will “ruin your credit for 10 years.” Fortunately, this is not true – as long as you are taking the necessary steps to care for your credit post-bankruptcy. … Read more

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