Congrats! Your bankruptcy has been filed and now you are getting ready for your creditors’ meeting. Below are seven important things you need to know before your creditors’ meeting.
#1 – Your Financial Management Course
First, if you haven’t already completed the financial management (Abacus Financial Management) you need to do that ASAP. Just email us verifying you have completed the course and we will make sure we have the appropriate certificate, etc. – you would just need to bring the financial management fee of $15.00 in a certified check or money order made out to Duncan Law, LLP. We need to have all of that information before the creditors’ meeting on Monday.
#2 – Where You Are Going & When You Need To Be There
Second, you will need to be at the location for the creditors’ meeting at 8:50 AM sharp, if not a few minutes before hand. You just want to make sure you’re not late! I may not be there right at 8:50 AM, don’t panic – I’m on my way. The creditors’ meeting is located on the first floor at 101 S. Edgeworth St. in Greensboro, NC. If you want, check out this video to see how to get the creditors’ meeting from our Greensboro office.
#3 – Driver’s License & Social Security Card
Third, you will need to make sure that you leave everything other than your financial management fee, driver’s license and social security card and any other paperwork that you need in the car. No cell phones, they won’t let you bring them in as you go through security.
#4 – What The Creditors’ Meeting Room Looks Like
Fourth, I’m a visual person. If you are like me and like to know what to expect before walking in a strange place for the first time then check out the following pictures. To help you get a mental image of what it will be like in the creditors’ meeting I have put together these pictures from inside the creditors’ meeting room.
#5 – The Questions They Will Ask You
Fifth, they are going to ask you a handful of questions. If you are there early you can get a good idea of the types of questions that they will ask. Generally, they will ask your name, where you live, if you’re employed and where, whether you have any domestic support obligation (child support and alimony), whether you are expecting a big inheritance and whether you reviewed your paperwork (that’s what we did in the signing appointment). They could ask you a few other questions specific to your case but those are the most common questions that they will ask. Of course, I’ll be there if you have any questions or concerns.
#6 – What You Should Wear
Sixth, wear whatever you would wear on a typical day. You don’t need to get dressed up.
#7 – Other Posts About The Creditors’ Meeting
Seventh, check out the following link about what to expect at your creditors’ meeting. These are different blog posts that we have written about creditors’ meetings. Many of your other questions are likely to be answered within these blog posts. Of course, you can always contact us if you have any questions as well.
A Final Word
Finally, don’t stress over this. You put in the work getting us everything that we needed and we put in the work to make sure your bankruptcy was well put together for the Trustee. Since we together put in the work – everything should go smoothly. I look forward to seeing you on Monday morning!
