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Workers' Compensation

Can I Recover Workers’ Comp Benefits if I Had a Heart Attack at Work?

March 6, 2012

Like many areas in the law, it depends. If the heart attack occurred during your normal work activities, usually the heart attack injury is not compensable under North Carolina workers’ compensation laws. For the injury to be compensable, the worker must show the heart attack was caused by some unusual or unexpected event and was … Read more

Life After Bankruptcy

Can I Get a New Apartment Lease During Bankruptcy?

March 1, 2012

You sure can! It may be a bit more difficult to find a place that will rent to you than it otherwise would be, but be patient. Depending on the rental agency, you may be required to pay a higher security deposit or even be required to have a co-signer. It really depends on the rental agency.

Bankruptcy Basics

What is a Preference in Bankruptcy?

February 28, 2012

Preference in a bankruptcy means that you are showing favoritism to one creditor over the others. In other words, you treat one creditor better than another. For an example, let’s say that you received a bonus check of $1000 on top of your regular pay. You have a large number of creditors and you owe … Read more

Financial Tips

How Do I Apply For Food Stamps?

February 23, 2012

Food stamps are a wonderful benefit for those who qualify. If there are times when you are finding yourself in the predicament of deciding whether to pay the energy bill or buy groceries for the week, you should take the time to research the eligibility requirements for food stamps. If you are in North Carolina, … Read more

Bankruptcy Basics

Will Automatic Drafts With My Bank Stop After I File Bankruptcy?

February 21, 2012

If you have bills automatically drafted from your bank account each month, filing bankruptcy creates an immediate and important change — but it does not affect all automatic drafts equally. Whether a specific draft continues depends on the type of debt, how it is treated in your bankruptcy, and whether the creditor is a secured … Read more

Bankruptcy Basics

If I Choose To Voluntarily Turn In My Car, What Should I Do?

February 16, 2012

Losing a car you can no longer afford is stressful. Maybe you are behind on payments. Maybe you know that next month, or the month after, you simply will not be able to keep up. You may be thinking about handing the car back to the lender yourself instead of waiting for someone to come … Read more

Bankruptcy Basics

How Do I Know If I Have A Tax Lien?

February 14, 2012

Chapter 13 Bankruptcy

Upside Down or Under Water on Your Home? Bankruptcy May Help!

February 9, 2012

With the decline in the housing market many people find they are “upside down” or “under water” on their home. In other words, do you owe more for the house than what it is worth? If that is your situation and you have two or more mortgages, you may find that Chapter 13 bankruptcy is … Read more

Credit & Debt

Can a Creditor Call Me At My Job?

February 7, 2012

Have you ever had a creditor or debt collector call you at work? After the shock of the call wears off, you wonder “can they do that, is that legal?” The answer of whether it is legal in North Carolina depends on your specific situation. North Carolina General Statutes, Article 2, Section 75-52 outlines what … Read more

Workers' Compensation

If I Become Depressed Due To An Incident on the Job Can I Collect Workers’ Compensation Benefits?

February 1, 2012

Depression caused by an accident or incident on the job is usually compensable. However, there must be a medical doctor or a licensed psychologist opinion that the depression was caused by the incident or accident. You cannot claim you feel depressed without a professional opinion substantiating the claim of clinical depression. For example, a new … Read more

Bankruptcy Insights & Resources

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