Practical guidance on Chapter 7, Chapter 13, foreclosure defense, and debt relief for North Carolina families.
A lot of people are concerned with who will find out about their bankruptcy if they choose to file bankruptcy. That is a legitimate and understandable concern. Once a bankruptcy petition has been filed with the court it becomes public record. If a person is determined enough, the information can be obtained. However, to find out … Read more
If you are worried about losing your home, you are not alone. This is one of the first questions people ask when they think about bankruptcy. The good news is that many people who file bankruptcy in North Carolina get to keep their house. This article explains how that works, what can put your home … Read more
This is a question we are asked all the time. Each bankruptcy attorney probably has his or her own opinion on which type of bankruptcy is best for your credit report. After filing thousands of bankruptcies over the years, we don’t believe that there is that much, if any, of a difference between a Chapter … Read more
Times are tough right now and sometimes we would like to pay our debts but just simply can’t. While it would be nice to call the creditor and explain your situation, the fact of the matter is, they are still going to expect the money that you owe them. Unfortunately, creditors aren’t always willing to … Read more
http://www.youtube.com/watch?v=rlzGf0LXtck . Unfortunately, there are times when a trusted doctor makes a mistake that causes serious or irreversible harm to a patient. If you or a loved one have been injured by a doctor or medical facility, you may be considering hiring a lawyer to file a lawsuit against your doctor so that others will … Read more
The timeline for resolving a medical malpractice case against a doctor will vary from a year to several years with the average case taking approximately two years. Why the variation? Each case is unique. There are several factors that impact the timeline in a case. Were there several doctors or healthcare providers involved in the … Read more
http://www.youtube.com/watch?v=ojPeGXLNwYY There isn’t really a straight answer to that question. Generally speaking, yes, payday loans can be wiped out by filing bankruptcy. A payday loan will be viewed very similarly to credit card debt. Therefore, it can be wiped out through a Chapter 7 bankruptcy or mostly wiped out in a Chapter 13 bankruptcy. The … Read more
The Short Answer Good news for people who feel buried in debt: there is no such thing as "too much debt" to file Chapter 7 bankruptcy. There is no minimum amount and no maximum amount. Chapter 13 bankruptcy is different. It does have debt limits. If your debt is above those limits, you may not … Read more
http://www.youtube.com/watch?v=oFje0NYRV7w . Understandably, this is one of the most common questions we get and it’s a good one! With the economy being in such a downturn, this is often one of the first questions asked, and for many, it’s the most important. “If I can’t pay my bills, how can I afford to pay you?” … Read more
http://www.youtube.com/watch?v=x5ZXRGROQd0 Depending on which bankruptcy you file, bankruptcy may lower your monthly payments for a car but will not lower your payments for a house. A Chapter 7 bankruptcy will not lower your monthly payments but you will be wiping out all of your other debts and will no longer be charged interest and late … Read more
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